Blog

11/14/24

Wearing a seatbelt is one of the simplest yet most effective ways to protect yourself in a car, and in Oregon, it is the law (see box below). Seatbelts are designed to secure occupants in their seats during a collision or sudden stop, preventing them from being thrown around inside the vehicle, which can lead […]

11/04/24

Driving through Oregon, with its lush, colorful landscapes, can be a relaxing adventure throughout most of the year. Still, Oregon Winters can bring treacherous conditions that require extra precautions and preparation to ensure safety on the road. Snow, ice, and freezing temperatures can make driving treacherous, with poor visibility and slippery surfaces leading to accidents […]

10/28/24

Halloween is exciting, especially for kids who eagerly dress up and venture out for trick-or-treating. However, it’s also a time when drivers must be extra cautious. The National Safety Council reports that children are more than twice as likely to be hit by a car on Halloween compared to any other day of the year. […]

10/24/24

Taking care of our team members, customers, and the people in the Portland community is what EPB&B is all about. Because of this, we are happy to announce that EPB&B has once again been recognized by the Portland Business Journal as a Top Corporate Philanthropist award winner, coming in at an impressive #2  on the […]

10/20/24

Winter in Oregon can bring challenging driving conditions, especially for new drivers. Preparing your teen for the road is essential for parents of teen drivers. Snow, ice, sleet, and reduced visibility can make winter driving dangerous, but your teen can confidently handle these conditions with the proper preparation. Here’s a comprehensive guide on how to […]

10/14/24

For the seventeenth consecutive year, Elliott, Powell, Baden, and Baker is proud to be the title sponsor of the Oregon Music Hall of Fame (OMHOF)induction ceremony, which was held October 12th, at the Alladin Theatre in Southeast Portland.  The Oregon Music Hall of Fame honors Oregonians who have contributed to or significantly impacted the music industry’s […]

10/07/24

As the leaves begin to change and temperatures drop in The Portland Metro area, many homeowners shift their attention from summer fun to preparing for the colder months ahead. A thorough home cleanup is often an overlooked but crucial aspect of fall preparations. Not only does this help maintain the appearance and function of your […]

10/02/24

In today’s digital landscape, Oregon businesses rely heavily on technology to conduct daily operations, manage sensitive data, and communicate with clients. However, this reliance on technology also exposes them to various cyber risks. From data breaches to ransomware attacks, businesses’ cyber threats are becoming more frequent and sophisticated.  At EPB&B Insurance, our team of cyber […]

09/24/24

Last Thursday marked the seventeenth annual Elliott, Powell, Baden, and Baker Industry Open House, raising a record $50,000 for Portland Area non profits, Angels in the Outfield and Michelle’s Love. Traditionally, our open house is held in November to kick off the holiday season. This year however, we took advantage of the beautiful Oregon fall […]

09/10/24

Life is unpredictable. While we often plan for the best, preparing for the unexpected is essential. Life insurance is a vital tool in ensuring that your loved ones are financially protected in the event of your untimely passing. Despite its importance, many people delay or avoid purchasing life insurance due to misconceptions or a reluctance […]

09/04/24

EPB&B is pleased to share the following press release from our professional Workers’ Compensation partner, SAIF Corporation. For the past twenty years a member of EPB&B has served on the SAIF agency council and it continues to be our privilege to work with a company that cares about their customers and the health and safety […]

08/26/24

Proving to be a great team not only in the Portland Insurance business, but on the road raising money for cancer awareness as well. Seven EPB&B team members, headed out to tackle the 128-mile 2024 Portland To Coast relay last weekend, otherwise known as the most popular and largest walking relay race in the world, annually […]

08/21/24

Portland Oregon Home and Auto Insurance Agent.

08/14/24

College is an exciting time filled with new experiences, learning opportunities, and independence. But with this newfound freedom comes responsibility—especially when it comes to protecting your belongings. Many students move away from home and into dorms or off-campus apartments, bringing with them a variety of personal items, from laptops and smartphones to furniture and clothing. […]

08/04/24

At Elliott, Powell, Baden and Baker we understand the unique risks and challenges faced by the construction industry in the Northwest. Our comprehensive insurance solutions are designed to protect your business, employees, and projects, giving you the peace of mind to focus on building and growing your business . We have assembled a dedicated Construction […]

07/23/24

Most people purchase auto insurance in Oregon hoping they will never need it but in the unfortunate event of a car accident, being properly covered can help mitigate the stress and cost involved in a collision. The team at EPB&B insurance can help you put the right coverage in place and be by your side […]

07/15/24

Surrounded by a multitude of lakes and rivers, and oceans, Portland, Oregon is a popular place for boating enthusiasts. However, owning a boat also comes with responsibilities, including the need for boat insurance. Boat insurance offers essential protection for your watercraft and ensures your peace of mind and team at EPB&B Insurance knows the unique […]

07/01/24

Snap, Crackle, Boom, the Fourth of July week is here, meaning sparklers and and fountains will be aflame in Oregon. Although festive and fun, fireworks can be dangerous and cause unwanted damage to one’s property and person. Proper Homeowners Insurance  is crucial.  If fireworks are used near your home, your house and property (and possibly that of your […]

06/27/24

Whether renting an apartment in Portland for the first time or an oceanfront house at the Oregon Coast Renters Insurance is a must-have for anyone renting a living space. Renters Insurance is designed to protect individuals who rent their living space. The Personal Lines team at Elliott, Powell, Baden, and Baker will take the time […]

06/21/24

Today, the Baker Family Foundation had the honor of presenting the first two athletes to receive the Josh Brown Youth Memorial Soccer Scholarship: Zaid Nehiri and Lily Huynh, who play for Oregon Surf FC.  About The Josh Brown Youth Memorial Soccer Scholarship  Josh Brown lost his life in a tragic auto accident on December 25, […]

06/17/24

It has been a long time coming but the team at EPB&B is thrilled to officially welcome Brennan Baker as our new Summer Intern as he begins his role as the new Vice President of First Impressions. He has some big shoes to fill as Jane Reed who has excelled in the position for the […]

06/10/24

Ensuring that your business is compliant in Oregon is essential for any business owner, and for many that means in adding a surety bond as part of your business insurance policy.  A surety bond is a three-party agreement designed to ensure that a business or individual (the principal) fulfills certain obligations to another party (the […]

06/02/24

As summer approaches in Oregon, many of us are gearing up for graduation parties and summer holiday celebrations; this means our backyards are taking center stage. But even the most well-planned event can bring the unexpected. As you uncover the grills, hang the banners, and spruce up the patio furniture, make sure to polish up […]

05/29/24

If disaster strikes your home in Oregon, you will need homeowners insurance coverage to help you rebuild, repair and replace the damage that occurred.  As you deal with the uncertainty and stress of recovery, the last thing you need to is try and wade through insurance process wondering if and how your home with be […]

05/20/24

Summer fun is here in Oregon, and so is wildfire season. Ensure you have the right Homeowners insurance in place to safeguard your home and belongings in the event of a fire. Homeowners Insurance typically covers damage caused by wildfires; however, the seasoned team of Personal Lines professionals at EPB&B  will collaborate with you to […]

05/06/24

As a small business Oregon it is prudent to conduct a thorough pre employment screening before hiring a new employee and checking references, confirming skill competency and background checks are all part of the process.  What is often overlooked is running a National Driver Register (NDR) report on prospective employees PRIOR to hire. Neglecting to […]

04/29/24

A friend asks to borrow your car while they are in town.  Is it a safe idea to do so? Maybe.  In Oregon, Car insurance typically follows the car rather than the driver. This means that the insurance coverage primarily applies to the vehicle itself, regardless of who is driving it. As long as the policy is […]

04/18/24

As a Portland based insurance agency, one of our core values is giving back to the local area non profits that provide help and hope to those in need in our Portland Community. Stone Soup is one of the organizations we have been proud to support since their inception five years ago. This week we […]

04/15/24

Auto thefts continue to be on the rise.  According to the National Insurance Crime Bureau (NICB), 2023 was a record breaking year for auto thefts across the country, with Oregon ranking ninth with an auto theft rate of 394 per 100,000.  Criminals are using more advanced technology to find weaknesses allowing them to bypass even […]

04/09/24

Purchasing a vacation home is an exciting endeavor.  Whether you are looking for a tropical escape from the dark Portland winters, craving the bustle of a big metropolitan city or looking to add to your investment portfolio, purchasing a vacation home  requires careful consideration and having the right insurance coverage  is an important part of the […]

03/31/24

April is National Stress Awareness Month . According to the Amercican Institute of Stress , 85% of American workers experience work related stress, with 25% saying work is the number one stressor in their lives. Chronic stress not only has serious health consequences for your employees including depression, anxiety, heart problems and pain, but it […]

03/25/24

March 31st is World Backup Day.  The threat landscape continues to change, and ransomware attacks and cyber-attacks are growing increasingly frequent and more sophisticated. There are things you can do to make sure your business is ready.  With a multitude of cyber insurance options, the team at EPB&B insurance have years of dedicated experience in helping […]

03/20/24

EPB&B Insurance is thrilled to announce that we have been awarded $10,000 for one of our favorite Portand area non profits, Feed the Hungry.  This award was made possible through the Liberty Mutual, Safeco Insurance Make More Happen Award, and to the over 600 people who voted for our story (we only needed 500 ) […]

03/18/24

Many small businesses in Oregon need commercial auto insurance to protect from accidents and other unforseen events that involve their work vehicles. Commercial auto insurance helps protect your business by covering vehicles owned by and used in your business, such as cars, trucks and vans, and liability for their use. Commercial auto insurance protects your […]

03/11/24

General liability insurance is a type of insurance coverage designed to protect businesses from a variety of liabilities that may arise during their operations. It provides financial protection against claims of bodily injury, property damage, and personal injury that may occur on your business premises or as a result of your business operations.  Whether a […]

03/03/24

 Elliott, Powell Baden, and Baker was pleased to offer support to one of our long standing nonprofit partners Blanchet House as a $5,000 sponsor for their Lend A Helping Hand Brunch that was held March 3, 2024 at the Portland Art Museum.   Blanchet House is on a mission to alleviate suffering and offer hope for a […]

02/25/24

Several factors determine how much you will pay for car insurance—from the type of coverage you have to your driving record to where you park your car. While not all companies use the same parameters, here’s a list of what commonly determines the bottom line on your auto policy. These factors vary depending on the […]

02/19/24

By: Justine Avera, Producer, EPB&B Insurance, Portland, OR Many businesses in the Portland area are are still working though the aftermath of the recent ice storm that swept through the city. Burst pipes, flooding, collapsed structures have forced some businesses into partial or full reconstruction of their sites, leading to inclusion of expensive but required […]

02/14/24

As a result of outstanding performance, and our solid partnership, Elliott, Powell, Baden, and Baker has been recognized as Liberty Mutual Elite Agency for the first time.  This recognition is especially gratifying as it is awarded to less than 10% of independent agents who sell Liberty Mutual products.  “We are honored and humbled with the […]

02/11/24

At EPB&B we strive to stay connected with our valued insureds, and a quarterly newsletter is just one of many ways we like to reach out. Traditionally in hard copy format, our newsletter has received such positive feedback we are taking it digital too. Offering everything from Insurance tips and trends, ideas for living a […]

02/09/24

As a result of outstanding performance and an unwavering commitment to our customers, Elliott, Powell, Baden, and Baker has been recognized as Safeco Elite Agent for the third consecutive year.  This recognition is especially gratifying as it is awarded to less than 10% of independent agents who sell Safeco personal lines products.  “Elliott Powell Baden […]

02/04/24

Do you ever find yourself racing to Google to do a symptom check when something feels off in your body?  That works for minor aches and pains but during a heart related incident, an internet search is probably not your best choice. This month we are joining millions in raising awareness about heart disease and […]

01/30/24

Flooding is the most common and expensive natural disaster, but few businesses and homeowners are adequately prepared and insured.  According the NOAA (the National Oceanic and Atmospheric Administration) floods can happen during heavy rains, when ocean waves come on shore, when snow melts quickly, or when dams or levees break. Damaging flooding may happen with […]

01/23/24

The snow and ice may be gone but the Portland Metro is still digging out from the aftermath of the storm.  Frozen pipes, flooding, structure damage from fallen trees and lack of foot traffic due to unsafe streets have had an impact of our local businesses. Let’s rally as a community and show support for […]

01/16/24

Since 2021 the The Baker Family Foundation (BFF) has dedicated itself to giving back to the Portland community, so much so, BFF has established a new website dedicated to the cause. The Baker Family Foundation was established in 2021 by Marc Baker, President of Elliott, Powell, Baden and baker Insurance and his wife Sherri Sacconaghi. […]

01/08/24

Bundle up Oregonians as our area will see some colder temperatures ahead, bringing with it predicted snow and ice. In the Northwest, we are pros at driving in wet rainy conditions but driving in snow and ice requires extra preparation and caution in manoeuvring to ensure everyones safety.  Ideally  staying home when the weather gets icy […]

01/02/24

Cyber security and Artificial Intelligence will continue to to be a hot topic in 2024; Most recently regarding companies being banned from using AI facial recognition.  From identity checks at the airport and your local pharmacy, to biometric data used for site security or in policing – the use of facial recognition software and artificial […]

12/26/23

Call them resolutions, intentions, or goals.  The new year is fast approaching it is when many of us vow that THIS will be the year we keep our resolutions, only to give up on them by valentines day.  Researchers suggest that only 9% of Americans that make resolutions complete them. In fact, research goes on to […]

12/11/23

Are you planning to rock around the Christmas tree with friends and family this season? Along with the  fun and festivities, when hosting people for a holiday party, there is always a risk of unexpected  liability concerns but with  some pre preparation  some of this risk can be mitigated. Here a five risks hosts should […]

12/07/23

You donate to Portland based non profit Stone Soup  and we will match it,  That was the promise the team at Elliott, Powell, Baden and Baker made, and we always keep our promises.  As part of the Willamette Week Give/ Guide! We partnered with Stone Soup last week, offering  matching donation for every dollar raised […]

12/06/23

The holiday season is often depicted as a time of joy, warmth, and togetherness. However, for many individuals, the reality can be quite different. The pressures of holiday preparations, gift-giving, and social obligations can contribute to heightened stress levels. In order to truly enjoy the festive season, it is essential to develop effective strategies for […]

11/27/23

EPB&B is so lucky to work with so many wonderful non profits in the Portland area, and this season we are happy to see one of our favorite organizations, Stone Soup, once again as a highlighted non profit in the 2023 Willamette Week Holiday Give!Guide!   To show our support, this week, November 27-December 3, […]

11/27/23

Holiday shopping is here, and the abundance of cyber Monday deals mean the days and weeks ahead  could be a busy week for your front doorstep; and thieves know it. With the convenience of having packages delivered to your front porch comes the risk of theft. Porch piracy is a growing concern, but there are […]

11/21/23

Thursday November 16, 2023 marked the sixteenth annual Elliott, Powell, Baden and Baker Industry Holiday Open House at the Tiffany Center in Southwest Portland, and it was the most successful (and the most fun) to date.  The goal of our Industry Holiday Open house is three-fold; To thank our industry professional partners for their collaboration […]

11/14/23

As the crisp air of fall in Oregon signals the shedding of leaves, the timeless task of raking becomes a seasonal ritual for many. While it may seem like a straightforward chore, raking leaves requires careful consideration to ensure both efficiency and safety. Here  are  five  key tips and practices for safely raking leaves, turning […]

11/06/23

In today’s remote and hybrid business world, fostering a strong sense of unity and collaboration among employees has become more challenging. Recently large companies here in Portland such as Nike and Intel have chosen to bring employees back into the office, citing that a unified team is an indicator of a company’s productivity. Team building activities have […]

11/02/23

Daylight Saving Time (DST) is a topic for debate here in the Northwest but it has been a seasonal ritual for many countries around the world, designed to make the most of natural daylight during the longer days of spring and summer. However, when DST ends in the fall, and we “fall back” by setting […]

10/29/23

Halloween night looks to be perfect weather here in the Portland Metro area which means more people may be out and about  celebrating  with costumes, candy, and spooky fun. However, it’s important to prioritize safety, especially when children and families are out and about after dark. Whether you’re going trick-or-treating, attending a Halloween party, or […]

10/22/23

In today’s fast-paced business environment, where disruptions can come from various sources, it is essential for companies to be prepared for all types of emergencies. Among these, in Oregon and Washington, fire emergencies are particularly destructive and can have devastating consequences for both people and property. To safeguard their employees, assets, and operations, companies must […]

10/20/23

It has been a long time coming but the team at EPB&B is thrilled to officially welcome Dylan Baker. Dylan has grown up in the world of EPB&B insurance while both his grandfather, past President Neil Baker and his dad, current President Marc Baker dedicated themselves to making EPB&B one of the top independent insurance […]

10/17/23

BY: Justine Avera, EPB&B Producer/cyber Security Professional Data Breach and ransomware attacks are on the rise, but many companies are still struggling with having an effective breach response plan.  Planning starts with knowing where your key digital assets are, what is operationally the most critical, and what type of sensitive data is being processed, transmitted […]

10/15/23

By: Marc Baker, EPB&B President As I reflect on the past thirty years, I can honestly say, wow, what a ride.  HOW IT ALL STARTED It began thirty years ago, after a dozen years working in the music/entertainment industry, I had reached a point of complete burnout. While I enjoyed the freedom of independence and […]

10/10/23

In today’s digital age, where the majority of our lives are intertwined with technology, safeguarding our online accounts and sensitive information has become paramount. One of the most effective methods for enhancing online security is two-factor authentication (2FA). This additional layer of protection, also known as multi-factor authentication (MFA), plays a pivotal role in fortifying  […]

10/08/23

For the sixteenth consecutive year, Elliott, Powell, Baden, and Baker is proud to be the title sponsor of the Oregon Music Hall of Fame induction ceremony, which was held October 7, 2023 at the Alladin Theatre in Southeast Portland.  The Oregon Music Hall of Fame honors Oregonians who have made outstanding contributions to, or significant […]

10/01/23

Breast cancer is a global health concern that affects millions of women and their families every year. Despite significant progress in diagnosis and treatment, breast cancer remains one of the most prevalent and life-threatening diseases among women worldwide. The Center for Disease Control and Prevention  reports it is the second most prevent cancer amongst women in […]

09/25/23

Driving in fall weather in Oregon can be a beautiful experience with the colorful foliage and crisp air, but it also comes with its own set of challenges. The combination of rain, fog, fallen leaves, and shorter daylight hours can make the roads more hazardous. Seven Tips For Driving Safely in Wet Weather It’s The […]

09/17/23

At Elliott, Powell, Baden, and Baker, the importance of the Receptionist position, aka the Vice President of First Impressions,  cannot be overstated. This person is the first point of contact for clients and customers and strives to make individuals feel valued and comfortable. At EPB&B, the VP of First Impressions, is often an initial stepping […]

09/11/23

School is back in session, which means school busses in the Portland Metro area are back on the road. Driving safely around school buses is crucial to protect the lives of children and ensure road safety. To achieve this, strict rules and regulations govern how drivers should react when sharing the road with school buses. […]

09/05/23

Taking care of our team members, customers, and the people in the Portland community is the mission of Elliott, Powell, Baden, and Baker.  Because of this steadfast belief in care, we are happy to announce that EPB&B has been recognized as a Portland Business Journal Top Corporate Philanthropist.   “We are once again grateful for this recognition […]

09/01/23

At Elliott, Powell, Baden, and Baker Insurance, we know a great idea when we hear one, so when we were approached by Children’s Healing Arts Project (CHAP) to sponsor their Chap In a Box program.  We were all in.  What is CHAP In A Box? Children’s Healing Arts Project (CHAP) CHAP is the only non-profit […]

08/29/23

The Elliott, Powell, Baden, and Baker team is proud to be a Silver Sponsor for the Path Home Family Reunion annual fundraiser.  This event is a night of games, food, and connection to support families at risk of homelessness in our community.  From serving meals to families when Path Home was just a small non-profit […]

08/29/23

This past weekend, eight EPB&B team members, along with several of their family and friends, headed out to tackle the 128-mile Portland To Coast relay, otherwise known as the most popular and largest walking relay race in the world, annually drawing participants from over 40 countries and all 50 states.  This is the second year EPB&B […]

08/28/23

In today’s interconnected world, where technology and communication have reached unprecedented heights, scams have evolved and adapted, becoming even more sophisticated. Here, are five  common scams that continue to plague individuals, businesses, and even governments. To protect yourself from falling victim to these scams, several preventive measures can be taken: Scams continue to exploit the […]

08/21/23

The threat of wildfire smoke poses a significant risk to public health. Wildfire smoke is a complex mixture of delicate particulate matter, gases, and toxic compounds that can adversely affect the respiratory and cardiovascular systems. Protecting your health from wildfire smoke requires proactive measures to minimize exposure and safeguard your well-being. 1. Stay Informed: Monitoring […]

08/10/23

Elliott, Powell, Baden & Baker welcomes our our new Commercial Lines Account Manager, Dawn Williams to our diverse team of insurance professionals. Dawn brings twenty years of experience in the industry on both the carrier and agency side making her a great asset to our team and our customers. Here is more about Dawn, her […]

08/07/23

Rats may be seen more this time of year; in fact, an estimated thirty percent of Americans have had a rodent problem in their home.* Deterring rats from invading your home is essential to protect your property, prevent potential health risks, and maintain a safe living environment. Rats can cause significant damage to structures and […]

08/04/23

As business at Elliott, Powell, Baden and Baker continues to thrive we keep the needs of our customers on the forefront . Our ability to be innovative, responsive and nimble is a key component to our success and that is largely due to our top notch IT department. At EPB&B we are committed to having […]

07/31/23

Artificial Intelligence reduces human error, drives innovation and allows for faster decision-making, but it can also make it easier for cybercriminals in certain ways. While AI is not inherently malicious, cybercriminals can exploit its capabilities to conduct more sophisticated and efficient attacks. Some of the ways cybercriminals could use AI include:   However, it’s important […]

07/23/23

Workers’ compensation coverage in Oregon is a vital safety net that protects employees and employers alike in the event of work-related injuries or illnesses. It ensures that injured or sick workers receive necessary medical treatment and financial support while also providing employers with liability protection. The Oregon Workers’ Compensation Division administers the state’s workers’ compensation […]

07/20/23

At Elliott Powell, Baden, and Baker supporting organizations that are important to our business and our community is part of our on going mission. This past week we had the opportunity to provide support in the form of sponsorship to two such organizations. EPB&B has been a sponsor of The Oregon Fuels Association (OFA) conference […]

07/12/23

We would like to welcome our new Commercial Lines Account Manager, Israel Ferrer. Israel’s years of experience in Property and Casualty Insurance, along with his dedication to helping his clients find the right insurance solutions to fit their needs, makes Israel a perfect fit for the EPB&B team. Here is more about Israel’s education, experience […]

07/03/23

We are proud to announce that Elliott. Powell, Baden, and Baker has been named Oregon Mutual’s Oregon Agency of the Year. This award is a result of our history of writing good business and developing a solid partnership with Oregon Mutual.   EPB&B has represented Oregon Mutual Insurance for over nineteen years . Founded in […]

06/26/23

No Fourth of July feels complete without the captivating spectacle of fireworks. However, putting on a show-stopping display should not overshadow the importance of practicing fireworks safety. The improper handling and use of fireworks can lead to disastrous consequences, causing injuries, property damage, and even loss of life. Here are some essential guidelines and precautions […]

06/21/23

Few will complain about this beautiful Northwest sunshine we have experienced so far this summer. The sun’s rays provide us with warmth and light, boosting our mood and energy levels, but they also contain harmful ultraviolet (UV) radiation that can damage our skin. With the increasing awareness of the importance of sun protection, proper sunscreen […]

06/12/23

Wildfire season is here, and taking steps now can prepare you and your family to react to a wildfire that could threaten your home or community.  DEVELOP A PLAN: Make a plan with your loved ones on what to do during an emergency.  Write it down and do a practice run-through.  PROTECT YOUR HOME: Give […]

06/05/23

After many months of planning, we are pleased to announce the merger of KBI Insurance with Elliott, Powell, Baden, and Baker, effective June 1, 2023.  We are excited to have the President of KBI, Dave Kilhefner join our team as a Producer in Commercial Lines and together we will strive to provide KBI customers with […]

05/29/23

By: Jeremy Dickman, Personal Lines Account Manager It is that time of year when graduation parties, company picnics, and weddings are in full swing, and a Special Event Liability Policy should be on the top of your party planning list.  The team at Elliott, Powell, Baden, and Baker can help find the right policy for […]

05/22/23

The Northwest Spring weather took a big jump last week from soggy to sizzling in just a matter of days, breaking seasonal records and making our bodies work overtime to adjust to the extreme temperatures.  Although the forecast shows a cool down this week, we still have a long summer ahead with some anticipated high […]

05/16/23

When the team at Elliott Powell, Baden, and Baker learned about the Portland area non-profit Howard’s Heart , we wanted to be a part of supporting their mission.  Today we are pleased to be a Presenting Sponsor at their Summer Kickoff Fundraiser and Auction  held June 10, 2023.  As teens in the foster system grow, […]

05/14/23

We love welcoming new members our ever evolving team at Elliott, Powell, Baden and Baker. This week we are happy to introduce the newest member, Rose Petersen, who is joining the Commercial Lines Team as a Commercial Lines Assistant. With a passion for helping people, emphasis on teamwork and a desire for learning, Rose makes […]

05/01/23

EPB&B is promoting Mental Health Awareness Month .

04/24/23

Dedicated, organized, generous, ethical, inspiring, team player and valued family member are only some of the words used to describe our CFO/HR Manager Chris Harte who is retiring from EPB&B after thirty years. Will miss having Chris as part of the team in the office but she will always be part of the EPB&B family. […]

04/17/23

April is National Distracted Driving Awareness Month. The National Highway Traffic Safety Administration defines distracted driving as any activity that could divert attention from the primary task of driving. Besides using electronic gadgets, distractions can also include adjusting a radio, eating and drinking, reading, grooming, and interacting with passengers. Even the best drivers take a […]

04/09/23

Insurance is not one size fits all.  Depending on your living situation, your insurance needs will vary and the Personal Lines Team at EPB&B can help you select the right insurance policies for each phase of life.  It is important to understand the key differences between the different types of dwelling insurance so you can […]

04/02/23

Rain, sun, and snow all within the same day can only mean one thing.  It is Spring in Oregon.  Spring cleaning historically was a time to air the house out and remove dirt and grime that had built up during the cold months. But now Spring is a sign of renewal.  A season when people […]

03/26/23

Flooding is the most common and expensive natural disaster, but few businesses and homeowners are adequately prepared and insured.  In a recent statement  from the NOAA (the National Oceanic and Atmospheric Administration) it estimated that almost 50% of the United States is at risk for spring flooding.  Take steps now to make sure you are protected […]

03/20/23

By: Frank Baccellieri, Producer, EPB&B Insurance Life can be hard, but buying life insurance does not need to be.  Life insurance is a compassionate way to financially protect the dreams of those you care about. At Elliott, Powell, Baden & Baker we will help you find the right life insurance for your family’s future. What […]

03/13/23

Scammers are tricky. Just when one scam is exposed, another one pops up, and now with access to so many of us via digital measures, it is hard to know if what we are receiving is the real deal or a scam in disguise.  According to the Better Business Bureau (BBB), most con artists have […]

03/10/23

Is it only an hour, right? As we turn our clocks forward this Sunday March 12th , we may gain more daylight, but that one-hour time loss can shake our bodies up just enough to create some adverse side effects until they adjust. As you spring forward, here are few things to keep an eye […]

03/08/23

Giving back to our community is a core value at  Elliott, Powell, Baden, and Baker Insurance. This week we were honored to put that part of our mission to work by donating $5,000 to Birch Community Services.  Birch Community Services (BCS) addresses the roots of hunger and economic hardship in our community. Their mission is […]

03/05/23

Shopping for auto insurance can be tricky, and despite what you may see on TV and social media, there is no one size fits all plan.  The key to finding the right auto insurance for a reasonable price is to ask MANY questions.  That is why it is wise to use an independent agent.  With […]

02/26/23

With promises of cheap rates and one-click buying options, shopping for insurance online can seem too good to be true. But buyer beware, sometimes it is. When shopping for insurance, you often do so to protect some of the most significant assets you have; your car, home, business, and, most importantly, your family. As you […]

02/20/23

Did you know that four out of 10 small business owners are likely to experience a property or general liability claim in the next 10 years? Claims range from unexpected incidents, damage to a customers property, to unforeseen accidents, such as a customer getting injured after slipping and falling. Whether you are a boutique hotel, […]

02/13/23

This week marks 323 years since a major earthquake struck the Pacfic Northwest. According to the Oregon Office of Emergency Management, there is a 1 and 10 chance that a major earthquake will strike Oregon again within the next fifty years, but we all know mother nature plays by her own rules. In the case […]

02/06/23

Elliott, Powell, Baden and Baker Insurance is an independent insurance agent in Portland, Oregon offering Home, auto, business and group health insurance.

02/01/23

Elliott, Powell, Baden, and Baker would like to thank everyone who takes the time and effort to refer business to us. When you refer your friends, and colleagues to EPB&B, it speaks volumes about the trust you have in our services, and we truly appreciate the vote of confidence. As you may be aware, whenever […]

01/28/23

EPB&B is a local insurance agency in downtown Portland offering both personal and business insurance.

01/25/23

EPB&B Insurance is an independent insurance agency in Portland Oregon offering homeowners, auto and business insurance.

01/20/23

Please be on alert that password management app LastPass and cyber security company NortonLifeLock have been compromised.  Between the two, they may store a list of your usernames and passwords to multiple accounts. Be aware that access to any of those credentials may allow a cyber-criminal to spread the attack out to other accounts and […]

01/16/23

You don’t move furniture or build houses for a living, so why does your body feel achy and sore day after day?  For office workers, the culprit may be too much sitting. One in four American adults sits for longer than eight hours every day, reports the Centers for Disease Control and Prevention (CDC). Americans […]

01/09/23

Like many Americans, cleaning up your diet or finding your dream job might be at the top of your resolutions list in 2023, but when setting goals, don’t forget about your insurance. Many life events can change in a year and it is easy to go on autopilot when it comes to renewal time. But […]

01/03/23

It is impossible to scroll through your social media feed without being hit with eye-catching ads for the latest trends.  It is tempting to get sidetracked and click on the site promising perfect hair, better sleep, or healthier meals and yes, even insurance ). Social media is a great way for legitimate businesses to get […]

12/28/22

Call them resolutions, intentions, or goals.  The new year is fast approaching and it is when many people vow THIS will be the year they will keep their resolutions, only to see them fall to the wayside by Valentines day.   Not this year.  It is up to you, right now, to decide if this year will […]

12/19/22

We know, the the gifts have yet to be been opened, and the needles are still firmly attached to the tree but before we know it, the holidays will be over and it will be time to  pack up the tinsel and fairy lights until next year . The holidays generate up to 25% more garbage […]

12/12/22

Donate this week to Stone Soup and Elliott, Powell, Baden and Baker will match your donation!  EPB&B is so lucky to work with so many wonderful non profits in the Portland area, and ths season we are happy so see one of our favorite organizations, Stone Soup, as a highlighted non profit in Willamette Week’s […]

12/12/22

Bitter temperatures can freeze pipes, creating catastrophic property losses and that can be detrimental to your business. This year we have already had our fair share of cold weather, and chances are it will get colder. But there is still time to prepare. With proper winter weather preparation, you can minimize the impact of severe […]

12/05/22

EPB&B is a home, auto, and business insurance agency in Portland, Oregon

12/01/22

We gathered  the numbers and checked them twice and the outcome of our fifteenth Industry Holiday Open House was really REALLY nice. Yesterday we had the honor of presenting recordbreaking fundraising proceeds from last months Holiday Open House to this year’s non profit recipients, presenting each a check for  $15,310.00.   It was with careful consideration […]

11/29/22

Elliott, Powell, Baden and Baker is excited to introduce the Baker Family Foundation.  Keeping the mission of community giving at the forefront, the Baker Family Foundation has been recently established by Elliott, Powell, Baden and Baker President Marc Baker with the mission of providing an accessible way to provide financial support to small, local, non-profit […]

11/28/22

Elliott, Powell, Baden, and Baker is An Insurance Agency located in Portland, Oregon specializing in home, auto and business insurance.

11/23/22

Small business is at the core of our city, and despite the pandemic and unrest Portland, there are many wonderful small businesses that have persevered and made it through to bring us fine food, fashion, art and accessories.   We are fortunate at Elliott, Powell, Baden and Baker to insure some of the best small […]

11/21/22

Our favorite event was back live and in person last Friday as we celebrated the fifteenth annual Elliott, Powell, Baden, and Baker Industry Holiday Open House at the Tiffany Center in Southwest Portland. The goal of our Holiday Open house is three-fold; To thank our industry professional partners for their collaboration and partnership over the […]

11/15/22

It may still be Fall according to the calendar, but Mother Nature has left no question that winter is here.  While you may be busy with holiday menu planning and gift buying, don’t forget to get your home in winter weather condition.   This list is a start but only the tip of the icicle in […]

11/09/22

 It looks as if this holiday season will be closer to pre-COVID-level festivities than in the recent past.  For some of us, we are ready to deck the halls and shop the malls, for others the holidays can bring with it a wide array of emotions like anxiety and loneliness.  Regardless of your holiday agenda […]

10/28/22

Taking care of our team members, customers, and the people in the Portland community is what EPB&B is all about.  We are happy to announce that EPB&B has been recognized by the Portland Business Journal as a Top Corporate Philanthropist award winner, coming in at an impressive #3  on the list of small business and […]

10/20/22

Elliott, Powell, Baden and Baker Inc is an insurance agency in Portland, Oregon specializing in homeowners, auto, and business insurance .

10/18/22

Homeowners insurance in Portland, Oregon.

10/12/22

Elliott, Powell, Baden and Baker, Inc is a Home, Auto and business insurance agency in Portland, OR.

10/10/22

This past Saturday marked the fifteenth consecutive year, Elliott, Powell, Baden, and Baker Inc has proudly been the title sponsor of the Oregon Music Hall of Fame (OMHOF) induction ceremony, donating $10,000 in sponsorship money that goes directly into the scholarship fund. Held at the Aladdin theater in Southeast Portland, the evening was spent celebrating […]

10/04/22

Elliott, Powell, Baden, and Baker Inc is a home, auto, business Insurance Agency in Portland ,Oregon

10/03/22

Elliott, Powell, Baden and Baker, Inc is an insurance Agency in Portland Oregon.

09/29/22

It is with great sadness that we announce that Elliot, Powell, Baden and Baker lost a bright light September 22, 2022 with the passing of one of our family members, Lori Johnson. Lori was a valued team member at Elliott, Powell, Baden and Baker for the past seventeen years as a Commercial Lines Assistant. But […]

09/28/22

Elliott, Powell, Baden and Baker, Inc is an insurance agency inn Portland Oregon specializing in homeowners, auto, and business insurance.

09/25/22

  Elliott, Powell, Baden, and Baker was recognized today as The Oregonian Top Workplaces 2022.  This is the eight time in the past ten years (and fourth consecutive year) that EPB&B has made the Top Workplaces list of small employers of one hundred employees or less. It is more than the hybrid work schedule, chair […]

09/19/22

You can feel it coming; summer’s long warm days slowly fade into cooler mornings and darker nights.   Autumn is here, and with it comes some additional hazards that make driving tricky requiring some extra attention .  Children.  With school back in session, be extra mindful of school zones where kids may be walking to […]

09/07/22

EPB&B, Inc is an insurance agency based in Portland, Oregon

09/06/22

Elliott, Powell , Baden and Baker, Inc is a home and auto and business insurance agency in Portland, OR

09/01/22

EPB&B is a Portland Oregon Insurance agency supporting small non profits in making a positive impact our community.

08/29/22

EPB&B is a multi lines independent insurance agency in Portland, Oregon

08/23/22

EPB&B is a Portland, Oregon Insurance company offering home, auto, commercial and life insurance.

08/19/22

At Elliott, Powell, Baden & Baker Inc, we are meeting the unique needs of the evolving aviation industry.

08/15/22

EPB&B is a Portland Oregon insurance agency dedicated to supporting small grassroots non profits in our community .

08/11/22

EPB&B is a full service home and auto insurance agency in Portland Oregon

08/03/22

EPB&B is a Portland Oregon Insurance Agency dedicated to helping you protect your home, your business and your family.

08/02/22

We’ve got exciting news, and a simple way for you to help those in need! Elliott, Powell, Baden and Baker has been selected as a Liberty Mutual and Safeco Insurance Make More Happen Award winner for volunteering with Project Never Again! This fantastic organization takes on the important mission to extend compassion and dignity through […]

07/28/22

Portland Oregon Business Insurance

07/25/22

We are pleased to introduce EPB&B’s newest team member, Producer, Amanda McMillen.  Bringing a wealth of knowledge and experience in the insurance industry, we are excited to have Amanda as part of the team.  Here is a little bit more about Amanda McMilllen:  What is your background in the Insurance Industry?  Holy cow! I just […]

07/22/22

Portland Oregon Insurance agent for Home insurance, Auto insurance, Business insurance, Bonding, Life insurance, and Group Health Insurance.

07/18/22

Portland, Oregon Insurance agent providing insurance to Non-profit organizations.

07/11/22

Portland, Oregon Insurance agent for business insurance and Group Health Coverage.

07/06/22

Local Portland, Oregon Insurance Agent.

06/28/22

Portland Insurance agent

06/24/22

Portland Independent Insurance Agent

06/17/22

Yes, pet insurance is a thing. At Elliott, Powell, Baden, and Baker we know all too well that pets are part of the family, providing unconditional love, protection, and a lot of material for social media posts.  Any pet parent will tell you that they will do anything to keep their pet happy and healthy […]

06/14/22

Portland, Oregon Insurance Agent providing commercial insurance for contractors, and trucking.

06/14/22

Portland, Oregon Insurance Agent Life and Group Health Insurance

06/01/22

Attention employers, summer is here and a great time to implement a walking program for your employees.  Anyone who runs a business knows that good employee are hard to find, so when you have a good team of people working for you, make sure you are taking care of them, and that includes promoting a […]

05/31/22

Portland Oregon Top Commercial Insurance Brokerage.

05/31/22

Portland, Oregon Home and auto Insurance.

05/16/22

Portland, Oregon Insurance Agent For Non-Profit Organizations.

05/12/22

Portland Oregon Insurance Agent for business insurance and Group Health Insurance.

05/09/22

May is Mental Health Awareness month.  According to the Center For Disease Control and Prevention, one in five people will experience a mental health illness in their lifetime and two-thirds of those diagnosed will not seek treatment for their mental illness.  Although taking care of your mental health is important on a daily basis, there are […]

05/04/22

Portland Oregon Insurance Agent

05/03/22

Elliott, Powell, Baden and Baker is please to welcome Kim Hawkins to the team as our New Personal Lines Manager. Kim has been working in the insurance industry for twelve years, and we asked her to share a little bit about her experience, her career path, and her life outside of the office. What is […]

04/26/22

Identity theft insurance can help you if you have unauthorized charges on your account, a credit card bill missing from the mail, or a loan or credit application being denied despite your good credit. Any of these could be a sign your identity has been stolen.  At Elliott, Powell, Baden, and Baker we have shared […]

04/20/22

 At Elliott, Powell, Baden, and Baker our team of dedicated professionals strive to provide a positive customer experience.  When we meet or exceed the expectations of our customers we love to hear about it.  Positive reviews from our happy customers help other people seeking insurance for their personal or business needs feel confident in choosing EPB&B. […]

04/18/22

It is flammable, poisonous, and hard to carry, but that isn’t stopping criminals from trying to get their hands on this increasingly hot commodity. Gasoline. As prices at the pump continue to rise, so have the incidents of gas theft. For victims of this crime, not only is it inconvenient but it can be expensive […]

04/13/22

At Elliott, Powell, Baden, and Baker we do not believe in “good enough.” When it comes to serving our customers we strive to go above and beyond to ensure an exceptional customer experience, which includes helping our customers get the right insurance coverage to meet their needs.   We are fortunate to have a strong working […]

04/12/22

Rain, sun, snow, it must be Spring in Oregon.  Take advantage of these chilly, wet days  to dig into some spring cleaning. Before you start organizing closets and tackling the kid’s rooms, don’t forget to give some extra attention to the often overlooked items that work tirelessly to help us keep our homes clean all […]

04/07/22

By: Ramona Childers- Portland Homeowners Insurance is a must. You wouldn’t walk into a shoe store and expect every pair to fit perfectly, and insurance is like that too, not one size fits all. When it comes to where you live, every situation requires a different type of coverage to ensure you and your possessions […]

04/04/22

Personal auto insurance is an important safety net because accidents happen. A  bite of a burger, checking navigation, and flipping through music can be an accident waiting to happen, and that is why April of every year attention is brought to the seriousness of driving while distracted.    Even the best drivers are taking a risk […]

03/29/22

It’s Spring, and Oregonians are ready to be out and about enjoying the warmer weather, and for many that means strapping on a helmet and hitting the road.  Cycling is great for commuting, exercising, or enjoying an outing with friends, but the influx of bikes on the road, especially in cycle-friendly Portland,  can be distressing […]

03/22/22

“I want to be a doctor, a basketball player, a teacher, an insurance agent. “ Well, that last one isn’t exactly an often uttered sentiment.  But at Elliott, Powell, Baden and Baker we think it could be. That is why we have developed a  program that allows people looking for a career path to give […]

03/18/22

Spring break is here, and after the past two years being backyard bound, many of us are headed for some fun in the sun. In the best case, your home is well-protected with a security alarm and camera, but regardless, don’t forget to employ these three simple steps before grabbing your bags and hitting the […]

03/15/22

The masks have come off, and more people are out and about as the fast-paced rhythm of life slowly returns to the pre-pandemic levels.   While this is good news, these changes, coupled with ongoing uncertainty in the world can be stressful for many Americans.    Here are three tips to consider you navigate the unpredicted events […]

03/10/22

Is it only an hour, right? As we turn our clocks forward this Sunday March 13th , we may gain more daylight, but that one-hour time loss can shake our bodies up just enough to create some adverse side effects. So as you spring forward, here are few things to keep an eye on. Distracted […]

03/07/22

By: Justine Avera, Producer Several recent high-profile breaches of trusted Oregon brands like Yoshida, McMenamins, and Bob’s Red Mill have exposed employee data and brought operational software and reservation and booking systems to a standstill.  Insurance companies are reacting to the increase in E-Crime and data breaches by toughening up their requirements before an offer […]

02/28/22

A poorly lit parking lot, a slick tile floor, or a cluttered entryway are all examples of how your business could be a public safety hazard. Be aware that as a building owner or manager, if someone is injured on your premises you could be held financially responsible.  Here are three areas, that when properly […]

02/23/22

As a result of outstanding performance and an unwavering commitment to our customers, Elliott, Powell, Baden, and Baker has been recognized as Safeco Elite Agent for the second consecutive year in a row.  This recognition is especially gratifying as it is awarded to less than 10% of independent agents who sell Safeco personal lines products.  […]

02/18/22

Last Spring Elliott, Powell Baden, and Baker reported that with the uncertainty and unrest in the Portland Metro area, we identified a steep rise in catalytic converter thefts. Although things are slowly re-opening and stabilizing in Portland, the team at EPB&B cautions that there remains an extremely high incident of catalytic converter theft.  Catalytic converters […]

02/16/22

Old habits die hard — but the new year presents a great opportunity for you to start the process of change (even if we’re already over a month in!). If stress was one of your biggest problems in the previous year, you’re not alone. U.S. workers are reportedly some of the most stressed employees in […]

02/07/22

 Those of us who have lived in the Pacific Northwest know we still have several rainy grey months before getting a peek of warmer days and sunnier skies, but don’t let a little wet weather keep you from getting out and enjoying what Portland has to offer while supporting local businesses (and valued EPB&B insureds).   […]

01/31/22

Elliott, Powell, Baden, and Baker is pleased to be a Helping Hands Sponsor, donating $5,000 in celebration of Blanchet House’s 70th Anniversary of providing meals, shelter, and restoration to people experiencing great hardship. From its early days as an all-volunteer soup kitchen to today’s modern organization serving thousands, they continue its mission to alleviate suffering. […]

01/28/22

This past week marked 322 years since a major earthquake struck the Pacfic Northwest. According to the Oregon Office of Emergency Management, there is a 1 and 10 chance that a major earthquake will strike Oregon again within the next fifty years, but we all know mother nature plays by her own rules. In the […]

01/24/22

By: Justine Avera- Some of the most popular shows on TV are detective and true crime stories.  Most people don’t realize there is another kind of crime scene and the stakes are high — full of unsolved mysteries, international espionage, and tales of sabotage.  If a company experiences a hacking or breach event or discovers […]

01/19/22

Elliott, Powell, Baden, and Baker would like to thank everyone who referred business to us over the past few months. When you refer your friends, and colleagues to EPB&B, it speaks volumes about the trust you have in our services, and we truly appreciate the vote of confidence. As you may be aware, whenever a […]

01/10/22

With employers facing shortages in the workforce, now more than ever, it is crucial that employers have a plan in place to ensure employee safety, health and happiness.  And this month we are sharing how do do just that with safety ideas and resources from one of our professional partners, SAIF Corporation.   SAIF is Oregon’s […]

01/05/22

Like many Americans, cleaning up your diet or finding your dream job might be at the top of your resolutions list in 2022, but don’t forget about your insurance. Many things can change in a year and it is easy to go on autopilot when it comes to renewal time. But a simple policy review […]

12/22/21

Once again this year has been difficult for so many in our community and we are grateful for the organizations that work tirelessly to support those in need. This week Elliott, Powell, Baden, and Baker, had the privilege of offering our financial support by donating $5,000 each to The Jeremy Wilson Foundation, Stone Soup, and […]

12/13/21

Work, kids, baking, parties, travel, and finding the perfect gift, sure it may be the most wonderful time of the year but it can also be the most stressful.   Try these easy tips to help find a little sanity this holiday season.   Disconnect.  Constant access to electronics, media, and work can make you more […]

12/06/21

Comfy slippers, a warm fire, and your laptop.  Online shopping has made finding that perfect gift easy and stress free. Online shopping may help you avoid the long lines and loud holiday music but it can expose you to another frustrating and time-consuming issue; Cyber risk. Protect yourself and your identity by taking extra precautions […]

11/29/21

The EPB&B 2021 Annual Virtual Fundraiser has come to a close, but the fun isn’t over.   Today we had the opportunity, to present the proceeds from our event to this year’s two selected, and well deserving non-profits.    Thanks to the generous support of our industry partners and overwhelming community participation we exceeded our goal […]

11/22/21

 The results are in and we are thrilled to announce that the Elliott, Powell Baden, and Baker  2021 Annual Fundraising Auction exceeded our goal, raising over $20,000 for Breast Friends and Project Never Again.  Much of the success of our 2021 fundraiser is due to the support of our strategic professional partners,  the companies we […]

11/05/21

Elliott, Powell, Baden, and Baker is gearing up for our 16th annual Holiday Fundraiser, our favorite way to kick off the holiday season. This year, due to COVID precautions we have chosen to forgo our in person annual fundraiser and Industry Open House and instead, we have asked our industry partners to assist us in […]

10/30/21

Halloween night is looking to be a good one this year, with more Americans planning on celebrating the ghoulish holiday after a quiet 2020.  But with more little goblins on the streets, the potential for homeowner risk goes up as well.  Help keep everyone safe this year by adding these three steps to your Halloween […]

10/27/21

Elliott, Powell, Baden and Baker is happy to welcome Justine Avera as a new Commercial Lines Producer for Cyber/Data Breach, Technology, Professional Liability and Management Liability risks. Justine has over 27 years of experience working in insurance underwriting, at E&S brokerages, and on the agency side of the business.  “I wanted to best serve clients […]

10/14/21

October is  Breast Cancer Awareness Month and Elliott, Powell, Baden, and Baker is helping to spread the word.  This is a month-long annual campaign to increase awareness of the disease and to support women by helping them get access to education, screening, and support.  According to statistics, in 2021; Breast cancer is the most commonly diagnosed cancer in American […]

10/10/21

For the fourteenth consecutive year, Elliott, Powell, Baden, and Baker is proud to be the title sponsor of the Oregon Music Hall of Fame induction ceremony.  The Oregon Music Hall of Fame honors Oregonians who have made outstanding contributions to, or significant impact on the evolution, development, and perpetuation of the music industry. In addition to EPB&B significant sponsorship […]

10/09/21

Giving back to our community is a core value at Elliott, Powell, Baden, and Baker and once again we are proud to support Portland Homeless Family Solutions by being a sponsor at their annual Family Reunion fundraiser held Friday October 8, 2021. PHFS is an organization that helps homeless families with children get back into housing and […]

10/07/21

At Elliott, Powell, Baden, and Baker we are proud of the fact that we take care of people; our employees, our customers, and the people in the Portland community.   This week we are happy to announce that once again EPB&B has been recognized with a Portland Business Journal’s Top Corporate Philanthropy award, coming in […]

09/26/21

We did it again.  This past week Elliott, Powell, Baden, and Baker was recognized by The Oregonian as one of the Top Workplaces in Oregon.  This is the seventh time in the past nine years that EPB&B has made the Top Workplaces list of small employers of one hundred employees or less.  “I am proud […]

09/20/21

What sets Elliott, Powell, Baden, and Baker apart from other businesses is the people.  Not only does the team at EPB&B have the  knowledge and expertise to help you with your insurance needs, they also take time away from the office to give back to the community, like Personal Lines Account Manager Olivia Astrue.  This […]

08/23/21

Hidden inside our bustling city lies a treasure known as the SW Trails. Just a few steps from city sidewalks you can enjoy over forty miles of lush greenery, fragrant gardens and peaceful waterways that wind through the neighborhood of Southwest Portland.  Founder, Don Baack, is an avid Portland walker since 1972. Hindered by the […]

08/17/21

Providing opportunity for a career in insurance is something that is important at Elliott, Powell, Baden, and Baker. It is in that spirit that we welcome our new Vice President of First Impressions, Sharif Morton, a recent graduate from the University of Portland. “The VP of First impressions is a chance for a person new […]

08/09/21

Barbecue beef burgers, baked beans, potato salad, and a BIG surprise. That is what the team from Elliott, Powell, Baden, and Baker served up yesterday for Feed The Hungry Sunday meal service, but that is not all that was on the menu.  Along with their time, EPB&B donated $5,000 to FTH in support of their dedication […]

08/04/21

Portland non profit insurance

07/27/21

Today EPB&B is excited to be a part of the Oregon Restaurant & Lodging Association‘s (ORLA) annual golf tournament as a hole sponsor.  This tournament benefits Oregon’s hospitality industry and is vital to the strength of our political action committee. ORLA is the leading business association for the foodservice and lodging industry in Oregon. A […]

07/21/21

Wildfires around Oregon have already sparked several evacuation orders.  But completing these tasks can help save you and your family time, money, and stress before, during, and after a wildfire. Level 3 evacuation: If you receive the level 3 order, leave your home as soon as possible. When it is safe, let your insurance company know […]

07/20/21

Today the crew at Elliott, Powell, Baden, and Baker were excited to be a hole sponsor for the  Breast Friends Annual Golf Tournament. Started in 2000 by two breast cancer survivors, their mission is to ensure no woman goes through a diagnosis of cancer alone.  “I first discovered Breast Friends five years ago when a close […]

07/12/21

As of July 8, 2021, Oregon OSHA has adopted an emergency rule that strengthens requirements for employers to protect workers from the dangers of high and extreme heat. The requirements expand access to shade and cool water. They also include regular cool-down breaks, training, communication, emergency planning and other measures that apply to both indoors and outdoors.  […]

07/07/21

Wow, it has been hot.  Although forecasters say we have seen the last of the extreme heat, we still have several months of hot weather ahead.  It is important as you go about work and play this summer, to be aware of the signs of heat related illness. When a body cannot cool itself fast […]

07/01/21

At Elliott, Powell, Baden, and Baker, we love music, and we are thrilled to support Youth Music Project by donating $2,500 to their mission.   Every week at Youth Music Project the power of music sings for hundreds and hundreds of kids in our community. At Youth Music Project kids are encouraged and supported to take risks, […]

06/15/21

As the longer days and warmer weather head our way, many of us are focused on getting our yards ready for summer fun and relaxation. But while you are busy making sure your lawn is lush, and your roses are pruned, it is also essential to pay special attention to your trees. Yes, your trees. […]

06/03/21

Elliott, Powell, Baden, and Baker is pleased to be recognized again this year as a top Metro Area Commercial Insurance Brokerage by Portland Business Journal. Number seven to be exact, not that we are counting. “We are appreciative of the recognition we are receiving again this year by Portland Business Journal,” says EPB&B President Marc Baker, […]

06/01/21

Team EPB&B Together Again The boards are  down and the desks are dusted!   Although Elliott, Powell, Baden, and Baker has been open throughout the pandemic, seamlessly continuing to provide exceptional service to our customers, we had to take precautions to keep our team and our building safe, including working from home and safeguarding our […]

05/26/21

Decisions, decisions, decisions.  Here in Oregon we have no shortage of delicious dining options to choose from and  Elliott, Powell, Baden and Baker is fortunate to call many of them our valued insureds.  So whether you are in the mood for a sit down steak dinner or a slice of pizza on the run, here […]

05/05/21

It is no secret that this past year has brought an increase in break-ins and thefts in the Portland Metro area. Here at Elliott, Powell, Baden, and Baker Insurance, we have identified a steep rise in catalytic converter thefts. Catalytic converters change harmful substances in a car’s exhaust gasses, such as carbon monoxide, nitric oxide, […]

04/29/21

Breakfast in bed, a picnic lunch, or a gourmet dinner, every Mother loves a delicious meal, especially one she does not have to prepare. This Mother’s day, (May 9th, don’t’ forget), make her something unique with these two award-winning local treasures.  Start with a bottle from Abacela winery. Abacela, an EPB&B valued insured for two decades, […]

04/22/21

The sun is out, streaming through those grime-streaked windows, illuminating the fine layer of dust that has settled on the furniture over the winter. It is time to get cleaning. Before you tackle the big stuff, don’t forget to give some extra attention to the often overlooked items that help keep our homes clean all […]

04/14/21

 If you see more police patrolling the roads perhaps it is because April is National Distracted Driving Awareness Month.  Distracted driving is any activity that diverts your attention from driving.  These can include, checking navigation, flipping through music, eating, mediating bickering kids, and the most alarming distraction, texting.  Even the best drivers are taking a […]

03/24/21

Giving back to the community is a core value at Elliott, Powell, Baden, and Baker.  That is why, as part of the  employee benefits package, EPB&B offers each team member fifteen hours of paid time a year to volunteer in the community.  To help facilitate this, an internal philanthropy intranet page was recently implemented for employees.   […]

03/11/21

Is it only an hour, right? As we turn our clocks forward this Sunday March 14th , we may gain more daylight, but that one-hour time loss can shake our bodies up just enough to create some adverse side effects. So as you spring forward, here are few things to keep an eye on. Distracted […]

03/03/21

St Vincent De Paul food pantry at St. Henry Catholic Church in Gresham is where you will find Elliott, Powell, Baden, and Baker Personal Lines Account Manager, April Preston, two Saturdays a month. April began volunteering four years ago when her mom, a parishioner at the church, invited her to help out. April’s enthusiasm for […]

02/23/21

Snow, ice, power outages.  Oh my.  Winter weather hit the Portland Metro area hard last week.  If you found yourself rummaging in the dark for working flashlights and panicking while your cell phone slowly died, you are not alone.  According to the Center For Disease Control and Prevention, half of adults in the US do […]

02/16/21

It is well known that supporting local non profits is a core value of Elliott, Powell, Baden and Baker Insurance.  So when Portland Business Journal wanted to promote the tremendous need for charitable giving in our community, they reached out to EPB&B President Marc Baker for his call to action.   “Community philanthropic support is vital to […]

02/09/21

At Elliott, Powell, Baden, and Baker, we love our clients. This week, with Valentine’s Day right around the corner, we wanted to take the opportunity to spotlight two of our valued insureds. We are confident these premiere Oregon businesses will have just what you need to make this Valentine’s Day Special.  First, leave your sweetheart […]

02/05/21

They are mothers, daughters, sisters, counselors, providers, and protectors, and they could be at risk. Please join the team at Elliott, Powell, Baden. and Baker in participating in Wear Red Day. As the first Friday of American Heart Month, today is dedicated to bringing awareness to heart disease and its health risks, specifically for women.  […]

01/27/21

If the rainy weather and darker days are causing you to feel down, you are not alone. It is not uncommon this time of year to feel fatigued, distracted, and sad.  These feelings are temporary for many, but here are three lifestyle changes that can help lift you when you are feeling down.  Dial It […]

01/20/21

Sixty-six coats for her sixty sixth birthday. That was the request of Elliott, Powell, Baden, and Baker’s, CFO/HR Manager Christ Harte. And boy, did she get her wish. On January sixth, after seeing a post in her local Facebook group about three Gresham businesses teaming up to collect new and gently used coats for charity, […]

01/13/21

The Portland Business Journal recently published its annual Book of Lists which provides a comprehensive analysis of people and companies shaping the economy of the Portland area, and once again, Elliott, Powell, Baden and Baker is honored to be included.  This year EPB&B has been recognized  as one of the metro area’s top commercial insurance […]

01/06/21

This past year took its toll on many small businesses, and here at Elliott, Powell, Baden, and Baker we are so happy for those who weathered the storm. With 2020 in the rearview mirror, now is the time to look ahead to a prosperous 2021, starting with shoring up the basics for any successful small business. […]

12/30/20

As the unprecedented year of 2020 comes to a close, I cannot help but think this is a year that will not soon be forgotten. With the tragic events that have taken place, seemingly one after another, I have embraced an enhanced sense of gratitude for things I may have taken for granted in the […]

12/23/20

EPB&B Offering Help and Hope    This year has been difficult for so many in our community and we are grateful for the organizations  that work tirelessly to support those in need. This week  Elliott, Powell, Baden, had the privilege of offering our financial support in the way of a $5,000 donation to each the Blanchet […]

12/16/20

The holidays are in full swing, but things look a little different this year. COVID restrictions, financial stress, and the inability to spend the holidays with loved ones have made it more difficult to be jolly this season. Without the big holiday parties, festive family gatherings, and anticipated visits to Santa’s workshop, this year more […]

12/10/20

At Elliott, Powell, Baden, and Baker, one of our favorite events of the year is our annual company holiday party, a night to celebrate with music, comedy, food, and sometimes a few shenanigans. This year due to COVID risk and restrictions, we have respectfully put those plans on hold.  But that doesn’t mean we didn’t […]

12/03/20

Today, due to the Coronavirus, millions of more people are working from home. Although it cut out the morning commute, it has left many at risk of a bigger jam. Cyberattacks. Working from home has intertwined our work and personal life, leaving us vulnerable to very aggressive (and sneaky) cyber criminals trying to access our […]

11/25/20

I’ve been giving much thought during these challenging times to what I am grateful for and striving to stay positive and hopeful for what the future brings. On this day before Thanksgiving and the start of the holiday season, I wanted to take a moment to share. I am grateful to have grown up around […]

11/21/20

Today we celebrated Elliott, Powell, Baden, and Baker’s 15th annual Holiday Fundraiser, our favorite way to kick off the holiday season. This event is our way of saying thank you to the professionals we have had the privilege to work with throughout the year and ask their assistance in paying our good fortune forwards. Although […]

11/11/20

Today we come together as a country to honor our Veterans, thanking the men and women who have fought for the safety and freedoms we have all come to appreciate and enjoy. For you, we are tremendously grateful. Here at EPB&B, we would also like to take this opportunity to recognize two of our own […]

11/05/20

They say all good things must end, and that includes the beautiful weather we have had this Fall. While it’s been fun, Oregonians know darn well what is ahead. Rain, and a lot of it, leaving slick roads and standing water to navigate once again. Here are some driving reminders for even the most experienced […]

10/29/20

Yes! We all get an extra hour of sleep this weekend as we end daylight savings time, but there is more to do than just turn the clocks back. Now is a great time to attend to some important tasks around your home, ensuring you and your family stay safe and healthy.  Check to ensure […]

10/23/20

Halloween will look a little different for all of us this year, and that is especially true for families in shelter.  When the team at EPB&B got word that Portland Homeless Family Solutions was looking for help in keeping the spooky, sugar-infused holiday tradition alive, we were more than happy to lend a hand. Today […]

10/16/20

At Elliott, Powell, Baden, and Baker, we are proud that we take care of people, including our employees, customers, and people in the greater community. This week we are happy to announce that, once again, EPB&B has been recognized with a Portland Business Journal Top Corporate Philanthropy award. Not only did we place number five […]

10/10/20

Giving back to our community is a core value at Elliott, Powell, Baden, and Baker and help is needed now more than ever. Once again EPB&B proudly showed their support for an amazing local non-profit, Portland Homeless Family Solutions by hosting a “table” at this year’s Family Reunion. PHFS is an organization that helps homeless […]

10/07/20

For more than 15 years, Elliott, Powell, Baden & Baker has kicked off the holiday season by throwing Portland’s premier holiday event, The EPB&B Holiday Open House. The unfortunate reality of 2020 compels us to postpone this year’s event – yet that same reality means we need your help more than ever. This year, we […]

09/30/20

Elliott, Powell, Baden & Baker sponsored an office lunch with yummy food from The Local Grind. Each time we write a large account, we celebrate the Producer and Account Manager with a special lunch for the entire office. Congratulations to Noah Baker & Jeanette Simmons. It was great to see folks we haven’t seen in […]

09/24/20

Last night EPB&B was once again named one of Oregon’s Top Workplaces. During the virtual ceremony held via Zoom, we found out that we came in at #29 on the list of small employers with less than 100 employees. We are beyond grateful that our employees are happy because happy employees made a productive workplace.

05/08/20

Elliott, Powell, Baden & Baker was pleased to nominate Stone Soup PDX for the Liberty Mutual and Safeco Insurance Emergency Support Grant. Thanks to our nomination and the fantastic work done by Stone Soup PDX, we are please to announce that our insurance partners at Liberty / Safeco will be making a $5,000 donation directly […]

04/10/20

These are extrodinarily difficult times for Oregon businesses and workers. SAIF is committed to doing their part to provide relief to those hardest hit by the COVID-19 pandemic. No workers’ compensation premium will be charged on payroll paid to furloughed workers. SAIF will also not cancel policies for financial reasons for the next 60 days […]

03/19/20

EPB&B is taking the current Coronavirus outbreak seriously, and yet we are 100% open for business.  Most of our staff is working their normal hours from home.  You can communicate with staff members using normal channels, including telephone, fax, and email. Feel free to contact us if you have any insurance concerns, regardless if they […]

10/09/19

EPB&B was again named among the top philanthropic companies in Oregon by the Portland Business Journal. We attended a very informative luncheon last week to pick up the award. We were #4 on the small business list. It was amazing and beyond humbling to see how many other like-minded companies are in our area. What […]

09/26/19

Last night we were honored with an award for Top Workplace in Oregon and SW Washington from The Oregonian/Oregon Live and Energage. This award is based solely on employee survey feedback. There were 99 winners and we came in at #27 on this list of small employers. “I couldn’t be more excited about this award […]

05/16/19

We are pleased to have been included in The Portland Business Journal’s list of Top Metro-Area Commercial Insurance Agencies.    In celebration of this honor, we have unveiled our newest EPBB print advertisement celebrating 70 years of service in the great Northwest!!  Way to go Team EPB&B! Here’s to another 70 years !!

03/13/19

Employees from EPB&B joined the Union Gospel Mission Bowl-a-Rama at Big Al’s in Beaverton on Sunday afternoon to bowl and help raise funds for the LifeChange program helping local women and children strike out homelessness, addiction and abuse. EPB&B joined other sponsors for an afternoon of bowling, food and friends.     Team EPB&B get […]

01/17/19

Bitter temperatures can freeze pipes, creating catastrophic property losses and havoc in your life. Every year we have our fair share of cold weather and businesses can be caught unprepared, often resulting in the most costly losses. With proper winter weather preparation, you can minimize the impact of severe weather on your business. Before winter […]

09/21/18

Elliott Powell Baden & Baker is happy to sponsor the 2018 Oregon Music Hall of Fame (OMHOF) Induction Ceremony on October 13th.  OMHOF honors Oregonians who have made outstanding contributions to, or significant impact on the evolution, development and perpetuation of the music industry. Tony Starlight will MC with special guest performances by The Kingsmen, Monti Amundson […]

05/09/18

Today EPB&B joined worksites across Oregon to honor workplace safety by participating in Safety Break for Oregon 2018.  We invited the Firefighters from Portland Fire Station #15 to come and join us for some fire education and a cup of coffee from Kelly’s Coffee Cruiser.  Oregon OSHA coordinates this one-day event, designed to raise awareness and promote the […]

01/05/18

Today we were lucky enough to give back to two amazing local charities – Camp Ukandu and Oregon Humane Society.  Camp Ukandu is a camp for kids and families dealing with cancer.  Their mission is to bring joy and hope to children living with cancer, their siblings and families through “outrageously fun” camp experiences.  Oregon […]

11/08/17

Last month EPB&B President, Marc Baker attended the Energi Risk Management Summit: Unlocking Possibility in Las Vegas.  The event was held at the Cosmopolitan Hotel and hosted by Energi, a provider of risk management and insurance offerings to the energy industry. 

10/18/16

EPBB was named (lucky) #13 on the Portland Business Journal’s list of Top Corporate Philanthropists.  Employees of EPBB spent over 675 hours volunteering for many local causes such as Portland Homeless Family Solutions, Feed the Hungry, Oregon Music Hall of Fame and Meals on Wheels.  We also gave a combined total of $36,435 in cash donations […]

10/10/16

EPBB and President Marc Baker, Alissa Mishler and Ronni Phillips were thrilled to accept the Associate Member of the Year Award from the Oregon Restaurant & Lodging Association (ORLA) last night at their annual convention and hospitality awards. First time ever that this award has gone to an insurance agency. Thank you so much for […]

09/26/16

For the 4th straight year, EPB&B has won The Oregonian’s Top Workplaces in Oregon. This award is especially important to us because it’s all based on employee feedback.  We owe all our success to the smart, innovative, and hardworking people that make up EPB&B. Many thanks!

05/11/16

What a mess !!  EPB&B particpated in “Safety Break for Oregon” by staging an empty office as a safety scavenger hunt.  Safety Officer, Jeff Bruss and Loss Control Manager, Jill Perucca designed the office to demonstrate many common and some not-so-common office safety hazards.  Employees were allowed to view the staged office through a window and […]

09/17/15

Once again, for the third year in a row, EPB&B has been among the Top Workplaces in Oregon.  We were happy to pick up the award last night at the ceremony hosted by The Oregonian.  We came in at #24 for the small business category – for businesses with under 100 employees.  Way to go […]

05/18/15

We are beyond thrilled to have landed at number three on the Portland Business Journal’s list of Top Insurance Agencies in Portland.  We are the only “local” insurance agency in the top four.  We don’t need to be the biggest, we just want to be the best.  Way to go team EPB&B !!

02/26/15

Pam Wimmer from EPB&B helps serve dinner at the Goose Hollow Family Shelter of Portland Homeless Family Soloutions (PFHS), while Brennan and Dylan Baker helped to prepare and serve meals at the shelter during the holidays.  The Goose Hollow Family Shelter is a night shelter for eight homeless families with children.  Families are able to […]

02/25/15

On August 25th several of our staff members helped Portland Homeless Family Solutions (PHFS) assemble baskets for participants in their 14 week parenting classes.  Each successful participant will receive useful items like popcorn, DVD’s, movie gift cards, bus passes and games to enjoy as a family. Employees from EPB&B were able to contribute many of the […]

09/22/14

Team EPB&B raced for the cure on Sunday in downtown Portland.  Special thanks to our racers, Joanne Taylor, Parnie Meyers, Christine Harte, Frank Baccellieri, Julie Dunne, Coralee Aho, Sherri Lund-Fery and Tina DeHut.  The event to support Susan G. Komen Foundation raised more than $2,000,000 and our team was able to contribute $775 towards that […]

09/15/14

EPB&B has been named among the Best Workplaces in Oregon for 2014.  Our team joined hundreds of people from companiies in Oregon and southwest Washington at Portland’s Sentinel Hotel on Wednsday night to accept the award.  We came in #26 out of the 85 companies that made the list.  We are beyond thrilled to accept this […]

08/18/14

07/14/14

Around a year ago, the remodel of our office building in downtown Portland was complete.  We had the building re-faced with stucco, the old copper cladding replaced, and new windows installed.

11/04/13

It has been several long months but our office remodel is nearly completed – just a few minor tweaks on the punch list.  Looking at the building now, it is hard to remember just how far we have come.  Certainly a much-needed improvement to the neighborhood.  Lookin good EPB&B.

09/16/13

EPB&B was named among the Top Oregon Workplaces by The Oregonian.  The prestigious Top Workplace designation is determined completely by employee feedback.  “We are honored and beyond excited to receive this important designation from The Oregonian and our own employees”, says, EPB&B President, Marc Baker.   EPB&B ranked 18th among the small to medium sized employers with […]

06/27/13

Why My Employees Won’t Steal From Me – 5 Myths This article is reprinted with permission of its author, Libby Libhart, LossBusters.com. The statistics are staggering. The latest National Security Survey states that 45% of losses to retailers are attributed to theft by employees. The Association of Certified Fraud Examiners (ACFE) reports that 5% of […]

10/26/12

  Halloween is a cherished tradition but the excitement of the night can cause children to forget to be careful. There is no real “trick” to making Halloween a real treat for the entire family. The major dangers are not from witches and spirits but rather from falls and pedestrians/car crashes. Here is a list […]

09/17/12

The world never stops turning and some organizations never stop working no matter what time it is.  If you’re working the night shift, or responsible for employees who are, you’re got to take extra care to stay safe.  Sleep deprivation, fatigue, and depression are just some of the more obvious problems that workers on unconventional […]

07/09/12

Rear-end auto collisions continue to be the most-frequently reported claim in our office.  Did you know that most rear-end accidents occur when the trailing vehicle is following too close or driving at an excessive rate of speed.  Remember to always maintain at least a two- to four-second interval between your vehicle and the vehicle in […]

06/21/12

With the summer weather comes the desire to open windows and let in the fresh air. If you have young children, however, those open windows could be a source of danger – especially if you are on an upper floor. Just recently there have been several toddlers in the Portland Metro Area who have fallen […]

03/29/12

Is your car one of the “most” or “least” expensive cars to insure?  If you drive a Toyota Sienna, Jeep Patriot or Compass or GMC Sierra, you are probably paying less than most to insure your vehicle.  However, if are lucky enough to own a new Audi R8, Mercedes CL600 or Porsche Panamera Turbo, you […]

02/15/12

Thefts from parked automobiles, otherwise known as, “smash and grab” losses are on the rise in the Portland and Vancouver Metro Area. Even a smart insurance agent is no match for a clever auto thief with time to kill. Just ask EPB&B President, Marc Baker, who has been the victim of two such losses in […]

12/08/11

EPB&B held our 5th annual holiday open house on Friday December 2nd to benefit the Oregon Food Bank.  Over $2400 in cash and several tons of food were collected for the worthy local charity.  This event has become a tradition that we look forward to every year.  We invite insurance company representatives to join us for an open house that features […]

11/08/11

Embezzlement crimes are on the rise according to The Portland Police Bureau.  The bureau has fielded 105 cases of embezzlement so far this year, putting 2011 on track to match the 152 cases reported in 2010.  Embezzlement is not only common, it’s preventable and insurable.  Check out this recent Portland Business Journal article.  Call EPB&B […]

09/16/11

After a series of company failures, (think Enron) stockholders have begun to hold directors and officers of companies accountable for their failure to exercise management reviews and oversight.  Increasingly stockholders have seen litigation as the way to recoup losses and punish management for their failure to fulfill their obligations. Enter the world of directors and […]

08/26/11

Earthquakes and California go together. Or at least that’s what most of the country thought until Tuesday’s East Coast earthquake centered in Virginia. Reports of the earth moving were widespread, coming from New York, Massachusetts, Vermont, and Georgia. Even a few came from as far away as Chicago. Although no news of significant damage emerged, […]

08/16/11

A recent survey found that 54% of people check their smart phones while driving. We are over one year into Oregon’s ban on talking and texting while driving and the sight of drivers gabbing on cell phones is still a common sight around Portland.   In a recent University of Utah study of driving and […]

08/12/11

Health Net, Michael’s, Microsoft X-Box.  You don’t have to look far to find major corporations who have become the victims of data security breach.  Think about it.  What is in your file cabinet right now?  Tax records?  Payroll information?  And what’s on your computer system?  Financial data from your suppliers?  Credit card numbers from your customers?  To a […]

06/30/11

 IRS plans to audit 6,000 companies over the next three years.    The IRS recently announced it will be increasing scrutiny of sole proprietorships that provide one 1099R for independent contractors who receive $35,000 or more during the year. The rationale behind the IRS’ thinking is that these independent contractors would be classified as employees based […]

06/27/11

Experts predict that within the next 50 years, Washington and northern Oregon may face a 10 – 15% probability of an offshore earthquake powerful enough to kill thousands and launch a tsunami that would level coastal cities.  Off southern Oregon, the probability of an 8-or-higher magnitude quake is even greater — 37%, according to Oregon […]

04/05/11

Washing machine hoses are one of the most neglected but potentially damaging maintenance items in a home.  Because they are out of sight, they are forgotten and give little warning of impending disaster. Not checking your washing machine hoses is like not checking your oil.  Nothing seems to be wrong until that moment when your […]

03/25/11

Suretyship is an ancient practice, with the first documentation contained in the Code of Hammurabi, circa 1790 BC, which outlined requirements for individuals to act as surety. The practice of an individual co-guaranteeing the obligations of another for a pre-determined fee spread throughout the Fertile Crescent and is reflected in the early legal codes of […]

03/25/11

Windstorms are common in the Northwest and can cause significant damage whenever they occur.  Storms lashing the area can leave downed trees, debris and thousands of homeowners can be left without power.  Don’t be left in the dark when it comes to your insurance coverage for damage following a windstorm. Depending upon your coverages, you […]

03/12/11

You’re on vacation in Hawaii.  You look down at your hand and realize your $10,000 wedding ring is missing.  No problem, it’s covered under your homeowners policy, right?  Wrong.  You call your insurance company only to learn that “mysterious disappearance” is not a covered cause of loss on your homeowners policy but even if it […]

02/22/11

Employers across Oregon are encouraged to use award programs, trainings, and other special events to promote workplace safety and health during Safety Break for Oregon on Wednesday, May 11, 2011. Oregon’s Occupational Safety and Health Division (Oregon OSHA) coordinates the one-day event, designed to raise awareness and promote the value of safety and health in […]

02/04/11

Over the past couple of years, downturns in residential construction have forced many contractors from the private to the public sector, driving down margins. This in turn has increased contractor failures, producing tightening in the bond and lending industries. Surety underwriters have responded to escalating losses by returning to fundamentals of underwriting. A proactive approach […]

01/14/11

Is road rage a medical condition?  Some therapists think so.  They call it “intermittent explosive disorder,” and group it with other kinds of angry outbursts that include threats and aggressive actions out of proportion to their cause. Whether it’s a psychiatric illness or just a bad temper, road rage can ruin your journey.  Being on […]

11/15/10

  There are many different types of bonds, but of these Contract Bonds are the ones of most interest to contractors bidding public works projects. Contract bonds are also increasingly be required of subcontractors by larger generals, often at the direction of the general contractor’s surety company.  Basically these guarantee the performance and payment of […]

09/27/10

Bed bugs are all over the news lately, showing up in places other than bedrooms.    It is believed that due to the rise in international travel and the use of less toxic pesticides, bed bugs have been making a comeback.  These little creatures are easy to pick up and difficult to remove.  Experts say that […]

09/08/10

The National Highway Traffic Safety Administration (NHTSA) calculates that drowsy or fatigued driving causes approximately 100,000 police-reported crashes and kills more than 1,550 each year.  Just last week a client of EPB&B experienced just such an accident when the driver fell asleep while operating a commercial vehicle.  His vehicle left the road and impacted two other […]

09/07/10

QUESTION:  “Is a computer provided by my daughter’s school for use while she is attending college covered for theft out of her locked room while she is out of the room”?   Toward the end of the school year, someone came through her suite-mate’s room, through the bathroom, and into my daughter’s room and stole […]

06/24/10

No business ever knows when Oregon OSHA is coming to do an inspection.  That’s because it’s against the law to give prior notice.  Even though employers don’t know that the inspection is coming, there are a few things they can do to make the inspection process go smoother.   All Oregon OSHA compliance officers carry […]

06/23/10

  Your home is your castle, right?  But is your home really safe once you leave for work?  According to statistics, a theft occurs every five seconds.  The majority of home burglaries occur during the day when most people are away from home.  During the summer months of July and August burglaries occur more often […]

05/26/10

Workplace discrimination claims are at an all-time high and small-business owners might feel vulnerable.  With a difficult economy and new employment laws making charges and lawsuits more likely, every business owner should consider purchasing Employment Practices Liability Insurance (EPLI).    EPLI is a form of liability insurance that provides protection for an employer against claims […]

05/25/10

Yard tools may seem safe, but each year, nearly four million people are admitted to hospitals across the country because of accidents involving these seemingly harmless pieces of equipment.  It is very important to remember that all tools can be very dangerous if they are used improperly.   The majority of the accidents are caused […]

05/25/10

With boating season underway, now is a good time to make sure you are doing everything you can to protect yourself, your passengers and other boaters while crusing Northwest waters this summer.  Practicing safety and having the appropriate insurance will help reduce the risk of injury and keep you financially afloat while enjoying your time […]

05/25/10

Americans fire up barbeque grills more than three billion times a year, according to the Insurance Information Institute.  Each year U.S. fire departments respond to an average of 7,900 home fires involving grills, hibachis or barbecues. These fires cause an annual average of more than $80 million in direct property damage.   Firing up your grill is […]

04/28/10

Spring is here and summer vacations are just around the corner.  Renting a car on vacation can be fun, but who pays for the damage, should there be any, to the rental car?  It has been debated for years whether or not a person renting a vehicle should purchase the Collision (or Loss) Damage Waiver […]

04/07/10

Friday, a Multnomah County jury denied a Portland couple’s claim against their insurance company after the insurer refused to cover damage to their home, which was destroyed when it slid down a hill in 2008.  Earth movement and land slide are common exclusions found in most homeowners policies.  To get a quote on earth movement or land slide coverage […]

03/30/10

Consider how your business would be impacted by the following:   A shut down of your computer system due to an outside hacker, introduction of malicious code, a virus, or a threat to shut down your system? The cost of a breach of your customer’s personal information – notification costs, credit monitoring, consumer redress funding, […]

03/16/10

Movers who promise the moon but fail to deliver have recently been in the news.  Rogue movers typically work like this: Without ever visiting your home or seeing the goods you want moved, they give a low-ball estimate over the phone or Internet. Once your goods are on their truck, they demand more money before […]

03/16/10

Oregon is among the states at highest risk for a major earthquake yet only about 20% of Oregonians have earthquake insurance. Your standard homeowners policy will not cover you against earthquake but earthquake coverage is readily available and relatively inexpensive – often less than $300 a year for a $300,000 wood-frame home.   January 26th marks […]

03/08/10

The insured was driving to work when he was hit head-on by another driver who wasn’t paying attention and accidentally crossed the center line on German Town Road.  The insured had to be pulled from his vehicle by the “jaws of life” and was life-flighted to Emanuel Trauma Unit.  He sustained a “pilon” fracture of […]

03/02/10

  ACTUAL CLAIMS SCENARIO:  An employee was operating his personal vehicle on an errand for his boss when he struck a middle-aged pedestrian moving in a crosswalk.  This loss exposed the company to a lawsuit and damages in excess of $1 Million.  Do you have coverage for hired and non-owned automobiles? Many companies misunderstand the risks […]

01/07/10

  Heating your home in the winter months shouldn’t be dangerous.  But accidents with space heaters can cause disaster. Avoid becoming another grim statistic with these precautions: Buy a reliable heater.  Look for the label stating that your space heater has been approved by an independent testing labratory and meets safety standards.  Choose models with […]

12/09/09

Make sure you are protected this holiday season !! Not every Grinch is as obvious as the one we know with the big belly, and long fingers covered in green hair.  Many are lurking over a shoulder or wading through garbage.  Identity thieves see the holidays as a potentially lucrative time of the year.  The […]

11/16/09

Party Foul: Forklift Driver Spills Booze $100,000 in product lost in about 2 seconds. And that was the best case scenario. How bad would the loss be if someone had been standing in the aisle? And how does that happen? It looks like the driver is a complete idiot, but I bet if you dig […]