Your home is one of the biggest assets you own. Whether it’s a house in the suburbs, a cabin at the beach or a condo in the heart of the city, at Elliott, Powell, Baden & Baker we have access to a broad range of markets to help protect your assets.
Most mortgage lenders require the owner to carry homeowners insurance. It is your protection from physical and financial loss in the event of an accident. Elliott, Powell, Baden & Baker will help provide comprehensive coverage for your home and belongings. Most policies provide four types of coverage: coverage for the structure of your home, coverage for your personal belongings and other contents in your home, coverage for temporary living expenses (if you are displaced) and personal liability protection. Be aware that most homeowners policies do not include coverage for perils like flood, landslide or earthquake, however, EPB&B can often quote those coverages as well.
Some policies are different from what’s described here. Be sure to read and understand your individual policy or contact us if you have questions.