There are many different auto policies to choose from and it can be tricky to navigate without an agent by your side. Liability, medical expenses, personal injury protection, collision, comprehensive, towing and loss of use coverage are some of the auto coverages available. Let the personal lines team at Elliott, Powell, Baden & Baker educate you so you can make an informed decision that fits your needs and your budget.
There are many ways to save on auto insurance, including bundling your home and auto, good student and good driver discounts, and more. The key to finding the right auto insurance for a reasonable price is to ask MANY questions. With decades of combined experience in the industry, the Personal Lines team at Elliott, Powell Baden, and Baker Insurance is dedicated to being trusted advisor and advocate for their customers. As an Independent agent, we work with multiple insurance companies to offer a broad range of insurance products to meet our customer’s needs.
What Is Car Insurance?
Car insurance can help protect you from costs related to auto accidents and other types of losses, such as car theft, injury, and damage. Depending on the amount of insurance you carry, you will pay a determined amount annually to the insurance company (known as a premium). In exchange, they cover outlined expenses should accidents arise. Without the proper insurance, you may face the burden of paying all losses out of your pocket, which could be a catastrophe for you and your family.
Why Do I Need Car Insurance?
Most States require auto insurance. In the state of Oregon, you must carry a MINIMUM of 25/50/20. That’s $25,000 per person for bodily injury in an accident, a maximum pay of $50,000 in bodily injury for all involved in the accident, with Property Damage Liability at $20,000. Our team will work with you in choosing a liability limit that best fits your needs.
Let the team at EPB&B put the discounts to work for you.
DISCLAIMER
Some policies are different from what’s described here. Be sure to read and understand your individual policy or contact us if you have questions.