Surety Bonds

A surety bond is a promise to be liable for the debt, default or failure of another. It’s a three-party contract by which one party (the surety) guarantees the performance or obligations of a second party (the principal) to a third party (the obligee). Your state may require a surety bonds to satisfy licensing requirements, tax compliance and other financial requirements.

Providing surety bonding protection requires an understanding of the businesses financials, contracts and the surety bond market. Elliott, Powell, Baden & Baker insurance has a dedicated surety bond team that will take the time to understand your risks and strive to protect you and your business.  Elliott, Powell, Baden & Baker has relationships with national surety companies as well as regional markets. This enables us to match your needs to the correct program.  

Whether your business needs a license bond, fuel tax bond or performance and payment bond, EPB&B can help you navigate the surety market.

Specialized coverages offered include:

  • Bid
  • Performance & payment
  • Prevailing wage
  • Subdivision
  • Timber
  • Auto dealers
  • Auto dismantlers
  • Civil litigation
  • License & permit
  • Transportation; fuel-highway use tax
  • Fuel tax
  • Probate


Use our exclusive risk-management platform to develop a proactive risk management program.  Access ready-to-use safety and training programs, an automated SDS manager, and software to help you manage certificates of insurance and track and trend incidents and claims.


Through our website you can utilize Service 24/7, allowing you instant access to your account for immediate certificates, as well as the ability to view policies, track claims, submit questions, and more. 24 hours a day, 7 days a week.

Some policies are different from what’s described here.  Be sure to read and understand your individual policy or contact us if you have questions.