11/25/20

A Message of Thanks

I’ve been giving much thought during these challenging times to what I am grateful for and striving to stay positive and hopeful for what the future brings. On this day before Thanksgiving and the start of the holiday season, I wanted to take a moment to share. I am grateful to have grown up around […]

11/21/20

EPB&B Celebrates Our 15th Holiday Fundraiser. (And Wow!)

Today we celebrated Elliott, Powell, Baden, and Baker’s 15th annual Holiday Fundraiser, our favorite way to kick off the holiday season. This event is our way of saying thank you to the professionals we have had the privilege to work with throughout the year and ask their assistance in paying our good fortune forwards. Although […]

11/11/20

With Respect, Honor, and Gratitude

Today we come together as a country to honor our Veterans, thanking the men and women who have fought for the safety and freedoms we have all come to appreciate and enjoy. For you, we are tremendously grateful. Here at EPB&B, we would also like to take this opportunity to recognize two of our own […]

11/05/20

Friendly Wet Weather Driving Reminders

They say all good things must end, and that includes the beautiful weather we have had this Fall. While it’s been fun, Oregonians know darn well what is ahead. Rain, and a lot of it, leaving slick roads and standing water to navigate once again. Here are some driving reminders for even the most experienced […]

10/29/20

Three Important “Fall Back” Fixes

Yes! We all get an extra hour of sleep this weekend as we end daylight savings time, but there is more to do than just turn the clocks back. Now is a great time to attend to some important tasks around your home, ensuring you and your family stay safe and healthy.  Check to ensure […]

10/23/20

EPB&B Delivers A Happy Halloween

Halloween will look a little different for all of us this year, and that is especially true for families in shelter.  When the team at EPB&B got word that Portland Homeless Family Solutions was looking for help in keeping the spooky, sugar-infused holiday tradition alive, we were more than happy to lend a hand. Today […]

10/16/20

EPB&B Recognized With The Portland Business Journal’s Top Corporate Philanthropy Award

At Elliott, Powell, Baden, and Baker, we are proud that we take care of people, including our employees, customers, and people in the greater community. This week we are happy to announce that, once again, EPB&B has been recognized with a Portland Business Journal Top Corporate Philanthropy award. Not only did we place number five […]

10/10/20

PHFS Virtual Family Reunion

Giving back to our community is a core value at Elliott, Powell, Baden, and Baker and help is needed now more than ever. Once again EPB&B proudly showed their support for an amazing local non-profit, Portland Homeless Family Solutions by hosting a “table” at this year’s Family Reunion. PHFS is an organization that helps homeless […]

10/07/20

2020 Holiday Open House

For more than 15 years, Elliott, Powell, Baden & Baker has kicked off the holiday season by throwing Portland’s premier holiday event, The EPB&B Holiday Open House. The unfortunate reality of 2020 compels us to postpone this year’s event – yet that same reality means we need your help more than ever. This year, we […]

09/30/20

Who says there is no “free lunch”?

Elliott, Powell, Baden & Baker sponsored an office lunch with yummy food from The Local Grind. Each time we write a large account, we celebrate the Producer and Account Manager with a special lunch for the entire office. Congratulations to Noah Baker & Jeanette Simmons. It was great to see folks we haven’t seen in […]

09/24/20

EPB&B once again named Top Workplace in Oregon

Last night EPB&B was once again named one of Oregon’s Top Workplaces. During the virtual ceremony held via Zoom, we found out that we came in at #29 on the list of small employers with less than 100 employees. We are beyond grateful that our employees are happy because happy employees made a productive workplace.

09/11/20

Oregon Volunteer Firefighters Association – DONATE NOW

The Oregon Volunteer Firefighters Association has an urgent need for immediate relief.

05/08/20

$5,000 Community Support Grant

Elliott, Powell, Baden & Baker was pleased to nominate Stone Soup PDX for the Liberty Mutual and Safeco Insurance Emergency Support Grant. Thanks to our nomination and the fantastic work done by Stone Soup PDX, we are please to announce that our insurance partners at Liberty / Safeco will be making a $5,000 donation directly […]

04/10/20

SAIF Commitment to Serving you during this time

These are extrodinarily difficult times for Oregon businesses and workers. SAIF is committed to doing their part to provide relief to those hardest hit by the COVID-19 pandemic. No workers’ compensation premium will be charged on payroll paid to furloughed workers. SAIF will also not cancel policies for financial reasons for the next 60 days […]

03/19/20

EPB&B is open for business!

EPB&B is taking the current Coronavirus outbreak seriously, and yet we are 100% open for business.  Most of our staff is working their normal hours from home.  You can communicate with staff members using normal channels, including telephone, fax, and email. Feel free to contact us if you have any insurance concerns, regardless if they […]

10/09/19

EPB&B Top Philanthropist in Oregon

EPB&B was again named among the top philanthropic companies in Oregon by the Portland Business Journal. We attended a very informative luncheon last week to pick up the award. We were #4 on the small business list. It was amazing and beyond humbling to see how many other like-minded companies are in our area. What […]

09/26/19

EPB&B Top Workplace in Oregon

Last night we were honored with an award for Top Workplace in Oregon and SW Washington from The Oregonian/Oregon Live and Energage. This award is based solely on employee survey feedback. There were 99 winners and we came in at #27 on this list of small employers. “I couldn’t be more excited about this award […]

05/16/19

EPBB Named Top Metro-Area Insurance Agency

We are pleased to have been included in The Portland Business Journal’s list of Top Metro-Area Commercial Insurance Agencies.    In celebration of this honor, we have unveiled our newest EPBB print advertisement celebrating 70 years of service in the great Northwest!!  Way to go Team EPB&B! Here’s to another 70 years !!

03/13/19

Bowling for LifeChange

Employees from EPB&B joined the Union Gospel Mission Bowl-a-Rama at Big Al’s in Beaverton on Sunday afternoon to bowl and help raise funds for the LifeChange program helping local women and children strike out homelessness, addiction and abuse. EPB&B joined other sponsors for an afternoon of bowling, food and friends.     Team EPB&B get […]

01/17/19

Protect your business from frozen pipes

Bitter temperatures can freeze pipes, creating catastrophic property losses and havoc in your life. Every year we have our fair share of cold weather and businesses can be caught unprepared, often resulting in the most costly losses. With proper winter weather preparation, you can minimize the impact of severe weather on your business. Before winter […]

09/21/18

Oregon Music Hall of Fame

Elliott Powell Baden & Baker is happy to sponsor the 2018 Oregon Music Hall of Fame (OMHOF) Induction Ceremony on October 13th.  OMHOF honors Oregonians who have made outstanding contributions to, or significant impact on the evolution, development and perpetuation of the music industry. Tony Starlight will MC with special guest performances by The Kingsmen, Monti Amundson […]

05/09/18

Safety Break for Oregon 2018

Today EPB&B joined worksites across Oregon to honor workplace safety by participating in Safety Break for Oregon 2018.  We invited the Firefighters from Portland Fire Station #15 to come and join us for some fire education and a cup of coffee from Kelly’s Coffee Cruiser.  Oregon OSHA coordinates this one-day event, designed to raise awareness and promote the […]

01/05/18

EPB&B Gives Back to Local Charities

Today we were lucky enough to give back to two amazing local charities – Camp Ukandu and Oregon Humane Society.  Camp Ukandu is a camp for kids and families dealing with cancer.  Their mission is to bring joy and hope to children living with cancer, their siblings and families through “outrageously fun” camp experiences.  Oregon […]

11/08/17

Marc Baker on Risk Management Summit

Last month EPB&B President, Marc Baker attended the Energi Risk Management Summit: Unlocking Possibility in Las Vegas.  The event was held at the Cosmopolitan Hotel and hosted by Energi, a provider of risk management and insurance offerings to the energy industry. 

10/18/16

EPBB Voted Top Corporate Philanthropist

EPBB was named (lucky) #13 on the Portland Business Journal’s list of Top Corporate Philanthropists.  Employees of EPBB spent over 675 hours volunteering for many local causes such as Portland Homeless Family Solutions, Feed the Hungry, Oregon Music Hall of Fame and Meals on Wheels.  We also gave a combined total of $36,435 in cash donations […]

10/10/16

EPB&B is the ORLA Associate of the Year

EPBB and President Marc Baker, Alissa Mishler and Ronni Phillips were thrilled to accept the Associate Member of the Year Award from the Oregon Restaurant & Lodging Association (ORLA) last night at their annual convention and hospitality awards. First time ever that this award has gone to an insurance agency. Thank you so much for […]

09/26/16

EPB&B wins Top Workplaces 2016 award

For the 4th straight year, EPB&B has won The Oregonian’s Top Workplaces in Oregon. This award is especially important to us because it’s all based on employee feedback.  We owe all our success to the smart, innovative, and hardworking people that make up EPB&B. Many thanks!

05/11/16

Safety Break for Oregon

What a mess !!  EPB&B particpated in “Safety Break for Oregon” by staging an empty office as a safety scavenger hunt.  Safety Officer, Jeff Bruss and Loss Control Manager, Jill Perucca designed the office to demonstrate many common and some not-so-common office safety hazards.  Employees were allowed to view the staged office through a window and […]

09/17/15

2015 Top Workplaces Honor

Once again, for the third year in a row, EPB&B has been among the Top Workplaces in Oregon.  We were happy to pick up the award last night at the ceremony hosted by The Oregonian.  We came in at #24 for the small business category – for businesses with under 100 employees.  Way to go […]

05/18/15

Portland Business Journal Top Insurance Agencies

We are beyond thrilled to have landed at number three on the Portland Business Journal’s list of Top Insurance Agencies in Portland.  We are the only “local” insurance agency in the top four.  We don’t need to be the biggest, we just want to be the best.  Way to go team EPB&B !!

02/26/15

EPB&B Volunteers to Serve at PHFS

Pam Wimmer from EPB&B helps serve dinner at the Goose Hollow Family Shelter of Portland Homeless Family Soloutions (PFHS), while Brennan and Dylan Baker helped to prepare and serve meals at the shelter during the holidays.  The Goose Hollow Family Shelter is a night shelter for eight homeless families with children.  Families are able to […]

02/25/15

EPB&B helps Portland Homeless Family Solutions

On August 25th several of our staff members helped Portland Homeless Family Solutions (PHFS) assemble baskets for participants in their 14 week parenting classes.  Each successful participant will receive useful items like popcorn, DVD’s, movie gift cards, bus passes and games to enjoy as a family. Employees from EPB&B were able to contribute many of the […]

09/22/14

2014 Race For The Cure

Team EPB&B raced for the cure on Sunday in downtown Portland.  Special thanks to our racers, Joanne Taylor, Parnie Meyers, Christine Harte, Frank Baccellieri, Julie Dunne, Coralee Aho, Sherri Lund-Fery and Tina DeHut.  The event to support Susan G. Komen Foundation raised more than $2,000,000 and our team was able to contribute $775 towards that […]

09/15/14

EPB&B Once Again Best Workplace in Oregon

EPB&B has been named among the Best Workplaces in Oregon for 2014.  Our team joined hundreds of people from companiies in Oregon and southwest Washington at Portland’s Sentinel Hotel on Wednsday night to accept the award.  We came in #26 out of the 85 companies that made the list.  We are beyond thrilled to accept this […]

07/14/14

The EPB&B Building – A Year of Change

Around a year ago, the remodel of our office building in downtown Portland was complete.  We had the building re-faced with stucco, the old copper cladding replaced, and new windows installed.

11/04/13

EPB&B Office Remodel Completed

It has been several long months but our office remodel is nearly completed – just a few minor tweaks on the punch list.  Looking at the building now, it is hard to remember just how far we have come.  Certainly a much-needed improvement to the neighborhood.  Lookin good EPB&B.

09/16/13

EPB&B Top Workplace in Oregon

  EPB&B was named among the Top Oregon Workplaces by The Oregonian.  The prestigious Top Workplace designation is determined completely by employee feedback.  “We are honored and beyond excited to receive this important designation from The Oregonian and our own employees”, says, EPB&B President, Marc Baker.   EPB&B ranked 18th among the small to medium sized employers with 150 or […]

06/27/13

Why My Employees Won’t Steal From Me – 5 Myths

Why My Employees Won’t Steal From Me – 5 Myths This article is reprinted with permission of its author, Libby Libhart, Loss Busters.com. The statistics are staggering. The latest National Security Survey states that 45% of losses to retailers are attributed to theft by employees. The Association of Certified Fraud Examiners (ACFE) reports that 5% […]

04/10/13

Barefoot Sage Spa Day

Just an afternoon at the office …… Thank you to Casie Bowers and Safeco Insurance for the relaxing afternoon of pampering and foot massages at Barefoot Sage Spa in Portland. EPB&B is off to a great start in 2013 with Safeco Insurance.  Way to go team – keep up the good work.    

02/26/13

Marc Baker Goes To Salem

Marc Baker spent Monday, February 25th in Salem at the State Capitol visiting with Senators and State Representatives from all over Oregon. He met with Senator Bill Hansell, Representative Julie Parrish, Representative John Davis, Representative Michael Dembrow, Representative Chris Gorsek and Senator Brian Boquist. Marc is pictured here with Representative Kevin Cameron (Salem District).

02/11/13

Berkley Companies Conference

Marc Baker, President of EPB&B pictured here with W.R. Berkley Chairman and CEO, William R Berkley at the Berkley Companies Conference held over Super Bowl weekend in Florida.  Mr. Berkley lead two discussions; the first on history and globalization of industry and well as the future outlook and the second focused on why we invest […]

01/29/13

3 Steps to Avoid Flu

It seems that you don’t have to look far to find a friend or family member who is sick with the flu. The flu is a serious contagious disease that can lead to hospitalization and even death in some cases. The Center for Disease Control and Prevention (CDC) urges you to take the following actions […]

10/26/12

Trick or Treat Safety Tips

  Halloween is a cherished tradition but the excitement of the night can cause children to forget to be careful. There is no real “trick” to making Halloween a real treat for the entire family. The major dangers are not from witches and spirits but rather from falls and pedestrians/car crashes. Here is a list […]

09/17/12

Keep Safe on Overnight Shift

The world never stops turning and some organizations never stop working no matter what time it is.  If you’re working the night shift, or responsible for employees who are, you’re got to take extra care to stay safe.  Sleep deprivation, fatigue, and depression are just some of the more obvious problems that workers on unconventional […]

07/09/12

Following too close – rear-end auto collisions

Rear-end auto collisions continue to be the most-frequently reported claim in our office.  Did you know that most rear-end accidents occur when the trailing vehicle is following too close or driving at an excessive rate of speed.  Remember to always maintain at least a two- to four-second interval between your vehicle and the vehicle in […]

06/21/12

Open Windows – Child Safety

With the summer weather comes the desire to open windows and let in the fresh air. If you have young children, however, those open windows could be a source of danger – especially if you are on an upper floor. Just recently there have been several toddlers in the Portland Metro Area who have fallen […]

03/29/12

Most/Least Expensive Automobiles to Insure 2012

Is your car one of the “most” or “least” expensive cars to insure?  If you drive a Toyota Sienna, Jeep Patriot or Compass or GMC Sierra, you are probably paying less than most to insure your vehicle.  However, if are lucky enough to own a new Audi R8, Mercedes CL600 or Porsche Panamera Turbo, you […]

02/15/12

Smash & grab claims on the rise

Thefts from parked automobiles, otherwise known as, “smash and grab” losses are on the rise in the Portland and Vancouver Metro Area. Even a smart insurance agent is no match for a clever auto thief with time to kill. Just ask EPB&B President, Marc Baker, who has been the victim of two such losses in […]

12/08/11

EPBB Holiday Event For Oregon Food Bank

EPB&B held our 5th annual holiday open house on Friday December 2nd to benefit the Oregon Food Bank.  Over $2400 in cash and several tons of food were collected for the worthy local charity.  This event has become a tradition that we look forward to every year.  We invite insurance company representatives to join us for an open house that features […]

11/08/11

Embezzlement Crimes Rise

Embezzlement crimes are on the rise according to The Portland Police Bureau.  The bureau has fielded 105 cases of embezzlement so far this year, putting 2011 on track to match the 152 cases reported in 2010.  Embezzlement is not only common, it’s preventable and insurable.  Check out this recent Portland Business Journal article.  Call EPB&B […]

09/16/11

Market Grows for D & O Insurance

After a series of company failures, (think Enron) stockholders have begun to hold directors and officers of companies accountable for their failure to exercise management reviews and oversight.  Increasingly stockholders have seen litigation as the way to recoup losses and punish management for their failure to fulfill their obligations. Enter the world of directors and […]

08/26/11

Is it time to consider earthquake coverage?

Earthquakes and California go together. Or at least that’s what most of the country thought until Tuesday’s East Coast earthquake centered in Virginia. Reports of the earth moving were widespread, coming from New York, Massachusetts, Vermont, and Georgia. Even a few came from as far away as Chicago. Although no news of significant damage emerged, […]

08/16/11

Smart Phones: Dumb Choices

A recent survey found that 54% of people check their smart phones while driving. We are over one year into Oregon’s ban on talking and texting while driving and the sight of drivers gabbing on cell phones is still a common sight around Portland.   In a recent University of Utah study of driving and […]

08/12/11

Data Security Coverage

Health Net, Michael’s, Microsoft X-Box.  You don’t have to look far to find major corporations who have become the victims of data security breach.  Think about it.  What is in your file cabinet right now?  Tax records?  Payroll information?  And what’s on your computer system?  Financial data from your suppliers?  Credit card numbers from your customers?  To a […]

06/30/11

Independent Contractors vs. Employees

 IRS plans to audit 6,000 companies over the next three years.    The IRS recently announced it will be increasing scrutiny of sole proprietorships that provide one 1099R for independent contractors who receive $35,000 or more during the year. The rationale behind the IRS’ thinking is that these independent contractors would be classified as employees based […]

06/27/11

Experts predict earthquake could devistate Northwest

Experts predict that within the next 50 years, Washington and northern Oregon may face a 10 – 15% probability of an offshore earthquake powerful enough to kill thousands and launch a tsunami that would level coastal cities.  Off southern Oregon, the probability of an 8-or-higher magnitude quake is even greater — 37%, according to Oregon […]

05/31/11

Oregon Senate Passes Insurance Fraud Bill

The Oregon Senate as passed a bill that makes insurance fraud in claims a crime.  According to the insurance fraud bill, SB 401, fraud warnings would be mandatory on policies, noting that presenting a fraudulent claim for an insurance benefit or a payment for a loss or a recovery is a crime punishable by fines […]

04/05/11

Check Washer Hoses Before a Loss

Washing machine hoses are one of the most neglected but potentially damaging maintenance items in a home.  Because they are out of sight, they are forgotten and give little warning of impending disaster. Not checking your washing machine hoses is like not checking your oil.  Nothing seems to be wrong until that moment when your […]

03/25/11

History of Bonding

Suretyship is an ancient practice, with the first documentation contained in the Code of Hammurabi, circa 1790 BC, which outlined requirements for individuals to act as surety. The practice of an individual co-guaranteeing the obligations of another for a pre-determined fee spread throughout the Fertile Crescent and is reflected in the early legal codes of […]

03/25/11

Windstorm Damage: Are you covered?

Windstorms are common in the Northwest and can cause significant damage whenever they occur.  Storms lashing the area can leave downed trees, debris and thousands of homeowners can be left without power.  Don’t be left in the dark when it comes to your insurance coverage for damage following a windstorm. Depending upon your coverages, you […]

03/12/11

Know Your Limits

You’re on vacation in Hawaii.  You look down at your hand and realize your $10,000 wedding ring is missing.  No problem, it’s covered under your homeowners policy, right?  Wrong.  You call your insurance company only to learn that “mysterious disappearance” is not a covered cause of loss on your homeowners policy but even if it […]

02/22/11

Employee Involvement Key to Workplace Safety

Employers across Oregon are encouraged to use award programs, trainings, and other special events to promote workplace safety and health during Safety Break for Oregon on Wednesday, May 11, 2011. Oregon’s Occupational Safety and Health Division (Oregon OSHA) coordinates the one-day event, designed to raise awareness and promote the value of safety and health in […]

02/04/11

A proactive approach to securing bond credit

Over the past couple of years, downturns in residential construction have forced many contractors from the private to the public sector, driving down margins. This in turn has increased contractor failures, producing tightening in the bond and lending industries. Surety underwriters have responded to escalating losses by returning to fundamentals of underwriting. A proactive approach […]

01/14/11

Don’t become a real ‘road warrior’

Is road rage a medical condition?  Some therapists think so.  They call it “intermittent explosive disorder,” and group it with other kinds of angry outbursts that include threats and aggressive actions out of proportion to their cause. Whether it’s a psychiatric illness or just a bad temper, road rage can ruin your journey.  Being on […]

01/13/11

An apple a day – fact or fiction

  An apple a day may be true, but some health lore isn’t Everyone knows that you shouldn’t swim within an hour after eating, a glass of warm milk helps you fall asleep, and doctors always save the patient right before the last commercial.  Right? Maybe, but you’re right to be skeptical.  Many common beliefs […]

11/15/10

Bond Basics 101

  There are many different types of bonds, but of these Contract Bonds are the ones of most interest to contractors bidding public works projects. Contract bonds are also increasingly be required of subcontractors by larger generals, often at the direction of the general contractor’s surety company.  Basically these guarantee the performance and payment of […]

09/27/10

Insurance Coverage for Bed Bugs?

Bed bugs are all over the news lately, showing up in places other than bedrooms.    It is believed that due to the rise in international travel and the use of less toxic pesticides, bed bugs have been making a comeback.  These little creatures are easy to pick up and difficult to remove.  Experts say that […]

09/08/10

Driver Fatigue

The National Highway Traffic Safety Administration (NHTSA) calculates that drowsy or fatigued driving causes approximately 100,000 police-reported crashes and kills more than 1,550 each year.  Just last week a client of EPB&B experienced just such an accident when the driver fell asleep while operating a commercial vehicle.  His vehicle left the road and impacted two other […]

09/07/10

The Homeowners Policy & College Students

QUESTION:  “Is a computer provided by my daughter’s school for use while she is attending college covered for theft out of her locked room while she is out of the room”?            Toward the end of the school year, someone came through her suite-mate’s room, through the bathroom, and into my […]

06/25/10

Did you know …..

June 26 – July 4 is Eye Safety Awareness Week 90% of occupational eye injuries could have been prevented if the victim was wearing eye protection.  If you workers are reluctant to wear eye protection, ask them what their lives would be like if they lost their vision. 

06/24/10

OSHA Audit – What to Expect?

No business ever knows when Oregon OSHA is coming to do an inspection.  That’s because it’s against the law to give prior notice.  Even though employers don’t know that the inspection is coming, there are a few things they can do to make the inspection process go smoother.   All Oregon OSHA compliance officers carry […]

06/23/10

Gone in 6 Seconds: Home Burglary Prevention

  Your home is your castle, right?  But is your home really safe once you leave for work?  According to statistics, a theft occurs every five seconds.  The majority of home burglaries occur during the day when most people are away from home.  During the summer months of July and August burglaries occur more often […]

05/26/10

Employment Related Practices: A Growing Concern

Workplace discrimination claims are at an all-time high and small-business owners might feel vulnerable.  With a difficult economy and new employment laws making charges and lawsuits more likely, every business owner should consider purchasing Employment Practices Liability Insurance (EPLI).    EPLI is a form of liability insurance that provides protection for an employer against claims […]

05/25/10

Yard Tool Safety

Yard tools may seem safe, but each year, nearly four million people are admitted to hospitals across the country because of accidents involving these seemingly harmless pieces of equipment.  It is very important to remember that all tools can be very dangerous if they are used improperly.   The majority of the accidents are caused […]

05/25/10

Northwest Boating Safety

With boating season underway, now is a good time to make sure you are doing everything you can to protect yourself, your passengers and other boaters while crusing Northwest waters this summer.  Practicing safety and having the appropriate insurance will help reduce the risk of injury and keep you financially afloat while enjoying your time […]

05/25/10

Common Sense: Outdoor Grilling Safety

Americans fire up barbeque grills more than three billion times a year, according to the Insurance Information Institute.  Each year U.S. fire departments respond to an average of 7,900 home fires involving grills, hibachis or barbecues. These fires cause an annual average of more than $80 million in direct property damage.   Firing up your grill is […]

04/28/10

8 Reasons to Purchase Rental Car Collision Damage Waiver

Spring is here and summer vacations are just around the corner.  Renting a car on vacation can be fun, but who pays for the damage, should there be any, to the rental car?  It has been debated for years whether or not a person renting a vehicle should purchase the Collision (or Loss) Damage Waiver […]

04/07/10

Court upholds landslide exclusion

Friday, a Multnomah County jury denied a Portland couple’s claim against their insurance company after the insurer refused to cover damage to their home, which was destroyed when it slid down a hill in 2008.  Earth movement and land slide are common exclusions found in most homeowners policies.  To get a quote on earth movement or land slide coverage […]

03/30/10

Is your business safe against a cyber attack?

Consider how your business would be impacted by the following:   A shut down of your computer system due to an outside hacker, introduction of malicious code, a virus, or a threat to shut down your system? The cost of a breach of your customer’s personal information – notification costs, credit monitoring, consumer redress funding, […]

03/16/10

Don’t Get Scammed When You Move

Movers who promise the moon but fail to deliver have recently been in the news.  Rogue movers typically work like this: Without ever visiting your home or seeing the goods you want moved, they give a low-ball estimate over the phone or Internet. Once your goods are on their truck, they demand more money before […]

03/16/10

Earthquake Insurance = Smart Investment

Oregon is among the states at highest risk for a major earthquake yet only about 20% of Oregonians have earthquake insurance. Your standard homeowners policy will not cover you against earthquake but earthquake coverage is readily available and relatively inexpensive – often less than $300 a year for a $300,000 wood-frame home.   January 26th marks […]

03/11/10

SAIF Declares Dividend for Policyholders

If you are insured for workers compensation through SAIF you may be getting a dividend very soon.  SAIF Corporation’s board of directors declared a $100 million dividend for more than 44,000 current and former policyholders.   Checks will be mailed to eligible SAIF policyholders during April.  Dividends will range from 20.79 to 24.61 percent of premium. If […]

03/08/10

The Underinsured Motorist

The insured was driving to work when he was hit head-on by another driver who wasn’t paying attention and accidentally crossed the center line on German Town Road.  The insured had to be pulled from his vehicle by the “jaws of life” and was life-flighted to Emanuel Trauma Unit.  He sustained a “pilon” fracture of […]

03/02/10

Hired & Non-Owned Autos

  ACTUAL CLAIMS SCENARIO:  An employee was operating his personal vehicle on an errand for his boss when he struck a middle-aged pedestrian moving in a crosswalk.  This loss exposed the company to a lawsuit and damages in excess of $1 Million.  Do you have coverage for hired and non-owned automobiles? Many companies misunderstand the risks […]

01/14/10

New law gives consumers more info when vehicle is totaled

EPB&B is reminding clients that they now have new rights if their vehicle is totaled in an accident.  Consumers often feel like they have no power when negotiating with insurance companies over totaled cars.  House bill 2190 to the rescue.  HB 2190 took effect this month, allowing drivers to get more information and leverage when negotiating […]

01/07/10

Stay warm and safe: Tips for using space heaters

  Heating your home in the winter months shouldn’t be dangerous.  But accidents with space heaters can cause disaster. Avoid becoming another grim statistic with these precautions: Buy a reliable heater.  Look for the label stating that your space heater has been approved by an independent testing labratory and meets safety standards.  Choose models with […]

12/09/09

How the Grinch stole your identity

Make sure you are protected this holiday season !! Not every Grinch is as obvious as the one we know with the big belly, and long fingers covered in green hair.  Many are lurking over a shoulder or wading through garbage.  Identity thieves see the holidays as a potentially lucrative time of the year.  The […]

11/16/09

Forklift Safety

Party Foul: Forklift Driver Spills Booze $100,000 in product lost in about 2 seconds. And that was the best case scenario. How bad would the loss be if someone had been standing in the aisle? And how does that happen? It looks like the driver is a complete idiot, but I bet if you dig […]