Does Car Insurance in Oregon follow the car or the driver?

A friend asks to borrow your car while they are in town.  Is it a safe idea to do so? Maybe.  In Oregon, Car insurance typically follows the car rather than the driver. This means that the insurance coverage primarily applies to the vehicle itself, regardless of who is driving it. As long as the policy is […]


Car theft is on the rise; Five ways to protect your vehicle.

Auto thefts continue to be on the rise.  According to the National Insurance Crime Bureau (NICB), 2023 was a record breaking year for auto thefts across the country, with Oregon ranking ninth with an auto theft rate of 394 per 100,000.  Criminals are using more advanced technology to find weaknesses allowing them to bypass even […]


Nine factors that determine the cost of an auto insurance policy

Several factors determine how much you will pay for car insurance—from the type of coverage you have to your driving record to where you park your car. While not all companies use the same parameters, here’s a list of what commonly determines the bottom line on your auto policy. These factors vary depending on the […]


Five safety tips for driving in snow and ice

Bundle up Oregonians as our area will see some colder temperatures ahead, bringing with it predicted snow and ice. In the Northwest, we are pros at driving in wet rainy conditions but driving in snow and ice requires extra preparation and caution in manoeuvring to ensure everyones safety.  Ideally  staying home when the weather gets icy […]


Seven Tips For Driving Safely in Wet Weather

Driving in fall weather in Oregon can be a beautiful experience with the colorful foliage and crisp air, but it also comes with its own set of challenges. The combination of rain, fog, fallen leaves, and shorter daylight hours can make the roads more hazardous. Seven Tips For Driving Safely in Wet Weather It’s The […]


Distracted Driving Facts And Prevention Tips

April is National Distracted Driving Awareness Month. The National Highway Traffic Safety Administration defines distracted driving as any activity that could divert attention from the primary task of driving. Besides using electronic gadgets, distractions can also include adjusting a radio, eating and drinking, reading, grooming, and interacting with passengers. Even the best drivers take a […]


The EPB&B Team Answers Five Commonly Asked Questions Regarding Car Insurance.

Shopping for auto insurance can be tricky, and despite what you may see on TV and social media, there is no one size fits all plan.  The key to finding the right auto insurance for a reasonable price is to ask MANY questions.  That is why it is wise to use an independent agent.  With […]


Five Reasons To Use An Independent Insurance Agent 

With promises of cheap rates and one-click buying options, shopping for insurance online can seem too good to be true. But buyer beware, sometimes it is. When shopping for insurance, you often do so to protect some of the most significant assets you have; your car, home, business, and, most importantly, your family. As you […]


Our Lucky Referral Winner; We Appreciate Your Vote Of Confidence

Elliott, Powell, Baden, and Baker would like to thank everyone who takes the time and effort to refer business to us. When you refer your friends, and colleagues to EPB&B, it speaks volumes about the trust you have in our services, and we truly appreciate the vote of confidence. As you may be aware, whenever […]


Resolve To Review Your Personal Insurance In 2023. Here Is Why.

Like many Americans, cleaning up your diet or finding your dream job might be at the top of your resolutions list in 2023, but when setting goals, don’t forget about your insurance. Many life events can change in a year and it is easy to go on autopilot when it comes to renewal time. But […]