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04/09/24
Eight things to consider before purchasing a vacation property
Purchasing a vacation home is an exciting endeavor. Whether you are looking for a tropical escape from the dark Portland winters, craving the bustle of a big metropolitan city or looking to add to your investment portfolio, purchasing a vacation home requires careful consideration and having the right insurance coverage is an important part of the […]
01/30/24
Flood Insurance: What it is and why you need it
Flooding is the most common and expensive natural disaster, but few businesses and homeowners are adequately prepared and insured. According the NOAA (the National Oceanic and Atmospheric Administration) floods can happen during heavy rains, when ocean waves come on shore, when snow melts quickly, or when dams or levees break. Damaging flooding may happen with […]
12/11/23
Hosting holiday parties: Five ways to address liability risk
Are you planning to rock around the Christmas tree with friends and family this season? Along with the fun and festivities, when hosting people for a holiday party, there is always a risk of unexpected liability concerns but with some pre preparation some of this risk can be mitigated. Here a five risks hosts should […]
11/27/23
Safeguarding Your Purchases: Eight Strategies to Prevent Porch Package Theft
Holiday shopping is here, and the abundance of cyber Monday deals mean the days and weeks ahead could be a busy week for your front doorstep; and thieves know it. With the convenience of having packages delivered to your front porch comes the risk of theft. Porch piracy is a growing concern, but there are […]
08/07/23
RATS: Nine strategies to keep your home rodent-free
Rats may be seen more this time of year; in fact, an estimated thirty percent of Americans have had a rodent problem in their home.* Deterring rats from invading your home is essential to protect your property, prevent potential health risks, and maintain a safe living environment. Rats can cause significant damage to structures and […]
06/12/23
Prepare Now For Wildfire Season
Wildfire season is here, and taking steps now can prepare you and your family to react to a wildfire that could threaten your home or community. DEVELOP A PLAN: Make a plan with your loved ones on what to do during an emergency. Write it down and do a practice run-through. PROTECT YOUR HOME: Give […]
04/09/23
Homeowner, Renter, or Landlord; Which Insurance Policy Is Right For You?
Insurance is not one size fits all. Depending on your living situation, your insurance needs will vary and the Personal Lines Team at EPB&B can help you select the right insurance policies for each phase of life. It is important to understand the key differences between the different types of dwelling insurance so you can […]
04/02/23
The Benefits Of Spring Cleaning And How To Get Started
Rain, sun, and snow all within the same day can only mean one thing. It is Spring in Oregon. Spring cleaning historically was a time to air the house out and remove dirt and grime that had built up during the cold months. But now Spring is a sign of renewal. A season when people […]
03/26/23
Spring Flooding: Are You Protected?
Flooding is the most common and expensive natural disaster, but few businesses and homeowners are adequately prepared and insured. In a recent statement from the NOAA (the National Oceanic and Atmospheric Administration) it estimated that almost 50% of the United States is at risk for spring flooding. Take steps now to make sure you are protected […]
02/26/23
Five Reasons To Use An Independent Insurance Agent
With promises of cheap rates and one-click buying options, shopping for insurance online can seem too good to be true. But buyer beware, sometimes it is. When shopping for insurance, you often do so to protect some of the most significant assets you have; your car, home, business, and, most importantly, your family. As you […]