01/30/24

Flood Insurance: What it is and why you need it

Flooding is the most common and expensive natural disaster, but few businesses and homeowners are adequately prepared and insured.  According the NOAA (the National Oceanic and Atmospheric Administration) floods can happen during heavy rains, when ocean waves come on shore, when snow melts quickly, or when dams or levees break. Damaging flooding may happen with […]

12/11/23

Hosting holiday parties: Five ways to address liability risk

Are you planning to rock around the Christmas tree with friends and family this season? Along with the  fun and festivities, when hosting people for a holiday party, there is always a risk of unexpected  liability concerns but with  some pre preparation  some of this risk can be mitigated. Here a five risks hosts should […]

11/27/23

Safeguarding Your Purchases: Eight Strategies to Prevent Porch Package Theft

Holiday shopping is here, and the abundance of cyber Monday deals mean the days and weeks ahead  could be a busy week for your front doorstep; and thieves know it. With the convenience of having packages delivered to your front porch comes the risk of theft. Porch piracy is a growing concern, but there are […]

08/07/23

RATS: Nine strategies to keep your home rodent-free 

Rats may be seen more this time of year; in fact, an estimated thirty percent of Americans have had a rodent problem in their home.* Deterring rats from invading your home is essential to protect your property, prevent potential health risks, and maintain a safe living environment. Rats can cause significant damage to structures and […]

06/12/23

Prepare Now For Wildfire Season

Wildfire season is here, and taking steps now can prepare you and your family to react to a wildfire that could threaten your home or community.  DEVELOP A PLAN: Make a plan with your loved ones on what to do during an emergency.  Write it down and do a practice run-through.  PROTECT YOUR HOME: Give […]

04/09/23

Homeowner, Renter, or Landlord; Which Insurance Policy Is Right For You?

Insurance is not one size fits all.  Depending on your living situation, your insurance needs will vary and the Personal Lines Team at EPB&B can help you select the right insurance policies for each phase of life.  It is important to understand the key differences between the different types of dwelling insurance so you can […]

04/02/23

The Benefits Of Spring Cleaning And How To Get Started 

Rain, sun, and snow all within the same day can only mean one thing.  It is Spring in Oregon.  Spring cleaning historically was a time to air the house out and remove dirt and grime that had built up during the cold months. But now Spring is a sign of renewal.  A season when people […]

03/26/23

Spring Flooding: Are You Protected? 

Flooding is the most common and expensive natural disaster, but few businesses and homeowners are adequately prepared and insured.  In a recent statement  from the NOAA (the National Oceanic and Atmospheric Administration) it estimated that almost 50% of the United States is at risk for spring flooding.  Take steps now to make sure you are protected […]

02/26/23

Five Reasons To Use An Independent Insurance Agent 

With promises of cheap rates and one-click buying options, shopping for insurance online can seem too good to be true. But buyer beware, sometimes it is. When shopping for insurance, you often do so to protect some of the most significant assets you have; your car, home, business, and, most importantly, your family. As you […]

02/13/23

EarthQuake Insurance Is A Solid Investment

This week marks 323 years since a major earthquake struck the Pacfic Northwest. According to the Oregon Office of Emergency Management, there is a 1 and 10 chance that a major earthquake will strike Oregon again within the next fifty years, but we all know mother nature plays by her own rules. In the case […]