08/26/11

Is it time to consider earthquake coverage?

Earthquakes and California go together. Or at least that’s what most of the country thought until Tuesday’s East Coast earthquake centered in Virginia. Reports of the earth moving were widespread, coming from New York, Massachusetts, Vermont, and Georgia. Even a few came from as far away as Chicago. Although no news of significant damage emerged, […]

04/05/11

Check Washer Hoses Before a Loss

Washing machine hoses are one of the most neglected but potentially damaging maintenance items in a home.  Because they are out of sight, they are forgotten and give little warning of impending disaster. Not checking your washing machine hoses is like not checking your oil.  Nothing seems to be wrong until that moment when your […]

03/25/11

Windstorm Damage: Are you covered?

Windstorms are common in the Northwest and can cause significant damage whenever they occur.  Storms lashing the area can leave downed trees, debris and thousands of homeowners can be left without power.  Don’t be left in the dark when it comes to your insurance coverage for damage following a windstorm. Depending upon your coverages, you […]

09/27/10

Insurance Coverage for Bed Bugs?

Bed bugs are all over the news lately, showing up in places other than bedrooms.    It is believed that due to the rise in international travel and the use of less toxic pesticides, bed bugs have been making a comeback.  These little creatures are easy to pick up and difficult to remove.  Experts say that […]

09/07/10

The Homeowners Policy & College Students

QUESTION:  “Is a computer provided by my daughter’s school for use while she is attending college covered for theft out of her locked room while she is out of the room”?            Toward the end of the school year, someone came through her suite-mate’s room, through the bathroom, and into my […]

06/23/10

Gone in 6 Seconds: Home Burglary Prevention

  Your home is your castle, right?  But is your home really safe once you leave for work?  According to statistics, a theft occurs every five seconds.  The majority of home burglaries occur during the day when most people are away from home.  During the summer months of July and August burglaries occur more often […]

05/25/10

Yard Tool Safety

Yard tools may seem safe, but each year, nearly four million people are admitted to hospitals across the country because of accidents involving these seemingly harmless pieces of equipment.  It is very important to remember that all tools can be very dangerous if they are used improperly.   The majority of the accidents are caused […]

05/25/10

Common Sense: Outdoor Grilling Safety

Americans fire up barbeque grills more than three billion times a year, according to the Insurance Information Institute.  Each year U.S. fire departments respond to an average of 7,900 home fires involving grills, hibachis or barbecues. These fires cause an annual average of more than $80 million in direct property damage.   Firing up your grill is […]

04/07/10

Court upholds landslide exclusion

Friday, a Multnomah County jury denied a Portland couple’s claim against their insurance company after the insurer refused to cover damage to their home, which was destroyed when it slid down a hill in 2008.  Earth movement and land slide are common exclusions found in most homeowners policies.  To get a quote on earth movement or land slide coverage […]