Contractor Insurance

Construction Industry Insurance Solutions for Oregon & SW Washington

At Elliott, Powell, Baden and Baker we understand the unique risks and challenges faced by the construction industry in the Northwest. Our comprehensive insurance solutions are designed to protect your business, employees, and projects, giving you the peace of mind to focus on building and growing your business.

Why Choose EPB&B

We have assembled a dedicated Construction Insurance team that works diligently to develop comprehensive coverage for our contractor clients across Oregon and the Pacific Northwest. With nearly 100 years of combined experience, our team understands the unique risks and challenges that contractors face, including stringent state licensing requirements, evolving environmental regulations, and specialized coverage needs for wildfire-prone areas. We tailor insurance programs to ensure that contractors—whether in Portland, Eugene, Bend, or beyond—have the protection they need to operate confidently and securely.

Elliott, Powell, Baden & Baker is proud to be a member of the Oregon Home Builders Association, Oregon Remodelers Association, Southwest Washington Contractors Association, and the Association of General Contractors, reinforcing our commitment to supporting the local construction industry.

Why Construction Companies in Oregon & SW Washington Need Specialized Insurance

  • Regulatory Requirements: Compliance with stringent state regulations is non-negotiable. Our policies ensure you meet all legal requirements.
  • Unpredictable Weather: The Northwest’s diverse climate can lead to unexpected weather-related damages. Be prepared with comprehensive coverage.
  • High-Risk Work Environment: Construction sites are inherently risky. Protect your business from financial losses due to accidents and injuries.
  • Complex Contract Insurance Requirements: Insurance requirements are frequently overlooked in construction contracts. Our construction team can review these requirements and ensure you have the appropriate coverage to comply with your contractual obligations.

Our Insurance Solutions

  1. General Liability Insurance
    • Protects against third-party claims for bodily injury, property damage, personal injury and advertising injury.
    • Essential for paying indemnity and legal fees resulting from accidents on your construction site.
  2. Workers’ Compensation Insurance
    • Provides coverage for medical expenses, lost wages, and rehabilitation costs for employees injured in the course and scope of employment.
    • Mandatory in Oregon, it ensures your employees are protected and your business complies with state regulations.
  3. Commercial Auto Insurance
    • Covers vehicles used in your construction business, including personal and commercial trucks and vans, as well as other commercial vehicles and equipment.
    • Protects against accidents, theft, and damages, ensuring your fleet is always on the move.
  4. Builders’ Risk Insurance
    • Specialized coverage for buildings under construction.
    • Protects against damage from fire, vandalism, and other perils during the construction phase.
  5. Equipment and Tool Coverage
    • Protects your valuable construction equipment and tools from theft, damage, and loss.
    • Ensures your operations can continue smoothly without costly interruptions.
  6. Professional Liability Insurance
    • Covers claims of negligence, errors, or omissions in the design, planning, or management of construction projects.
  7. Contractors Pollution Liability Insurance
    • Covers third-party bodily injury, property damage, legal defense, and cleanup costs due to sudden and gradual pollution conditions arising from a contractor’s work on a project.

Get Started with EPB&B

Protecting your construction business starts with the right insurance coverage. Contact us today to speak with one of our knowledgeable agents. We will assess your needs and tailor a policy that provides the coverage you need to safeguard your business.