Taking care of our team members, customers, and the people in the Portland community is what EPB&B is all about. We’re proud to share that in 2025, Elliott, Powell, Baden & Baker has once again been recognized by the Portland Business Journalas a Top Corporate Philanthropist—coming in at an impressive #8.
This year marks an exciting new milestone for us, as it’s the first year EPB&B has been recognized in the medium-sized business category, after many years of recognition in the small business category. It’s a reflection of our continued growth, and even more, of our ongoing commitment to giving back as we grow.
Whether it’s providing housing for families in a tight spot, serving hot meals to people in need, funding student scholarships in the arts, or supporting animal welfare organizations, we’re proud to pay it forward by partnering with nonprofits that make life better for others in our community.
The awards ceremony, held at The Nines Hotel in downtown Portland, honored the Top Corporate Philanthropists who continue to make a lasting impact across our community. EPB&B is truly honored to be among those celebrated, standing alongside local organizations that share our passion for service, compassion, and community betterment.
Being recognized for our philanthropic efforts reflects more than just donations—it highlights the dedication of our team to volunteerism, partnership, and purpose. At Elliott, Powell, Baden & Baker Insurance, we believe that success is best measured not only by what we achieve in business, but by the positive difference we make in the lives of others.
A big thank-you to our team members, customers, and professional partners—your generosity and shared belief in our mission make this recognition possible.
“I’m so proud to be part of a team that has grown over the years with a focus not only on sales, but on serving our customers and the Portland metro community. I’m grateful to the Portland Business Journal for providing an opportunity each year to recognize top philanthropic businesses and connect with like-minded leaders. Most of all, I’m thankful for our customers—their trust and support allow us to employ more than 50 local professionals and give back to charities that make a difference in our community.“
-Marc Baker, President, EPB&B Insurance.
10/20/25
Six reasons Oregon businesses need Cyber Liability Coverage
In today’s digital landscape, Oregon businesses rely heavily on technology to conduct daily operations, manage sensitive data, and communicate with clients. However, this reliance on technology also exposes them to various cyber risks. From data breaches to ransomware attacks, businesses’ cyber threats are becoming more frequent and sophisticated. At EPB&B Insurance, our team of cyber insurance professionals has the experience and knowledge to help put the right cyber liability coverage in place to help protect your business. Here is why having cyber liability coverage is not just an option but a necessity for businesses of all sizes.
1. Protection Against Data Breaches
Data breaches can be devastating for any business. They can expose sensitive customer information, financial records, or intellectual property, leading to significant financial losses and legal ramifications. The cost of a data breach can include legal fees, notification expenses, credit monitoring for affected customers, regulatory fines, and even potential lawsuits. Cyber security coverage helps mitigate these costs, providing financial support for legal defense, settlement fees, and the resources needed to respond to a breach effectively. This offers protection that a data breach doesn’t cripple your business financially.
2. Managing Business Interruption
Cyberattacks, such as ransomware or denial-of-service (DoS) attacks, can disrupt business operations, leading to loss of revenue and productivity. For many businesses, even a few hours of downtime can result in significant financial losses. Cyber business interruption, data restoration and hardware replacement coverage can help cover lost income, additional operating costs, and expenses related to restoring your systems and getting your business back on track. This coverage ensures that a cyberattack doesn’t halt your business operations for longer than necessary and helps you recover quickly.
3. Covering Legal and Regulatory Expenses
With stringent data protection laws, businesses are now held to higher standards when protecting customer data. Failure to comply with these regulations can result in hefty fines and penalties. If your business suffers a data breach, you may face investigations, regulatory fines, and even lawsuits from affected parties. Cyber liability coverage can provide the necessary funds to handle these legal expenses, ensuring you comply with regulations and protect your business from further financial strain.
4. Reputation Management
A cyberattack can cause significant damage to a company’s reputation, leading to a loss of customer trust and loyalty. Rebuilding your brand image after a cyber incident can be challenging and costly, especially in today’s age of social media, where news spreads rapidly. Cyber liability insurance often includes coverage for public relations and crisis management services, helping you communicate effectively with customers, stakeholders, and the media. This support is vital to rebuilding trust and maintaining your business’s reputation in the aftermath of an attack.
5. Growing Threat Landscape
Cyber threats are constantly evolving, with hackers employing increasingly sophisticated methods such as AI driven phishing and scams involving synthetic video and audio to exploit vulnerabilities. Small and medium-sized businesses are often targeted because they lack the robust cybersecurity infrastructure of larger corporations. This growing threat landscape makes it imperative for all businesses to have a safety net in place. Cyber security coverage provides that safety net, offering financial protection and expert assistance when dealing with a cyberattack.
6. Third-Party Liability
In some cases, your business may be held liable if a cyberattack affects third parties, such as customers, vendors, or partners. For example, if a breach occurs on your platform that results in the loss of sensitive data for another company, you could be sued for damages. Cyber liability insurance can be structured to respond to third-party claims, protecting your business from costly litigation and ensuring you have the resources to handle any legal disputes.
In an increasingly digital world, cyber threats pose a significant risk to businesses of all sizes and industries. While implementing strong cybersecurity measures is necessary, even the best defenses can’t guarantee complete protection against cyberattacks. This is why cyber security coverage is essential—Contact the cyber liability insurance team at EPB&B and we will help find the right insurance plan to help protect your business from the potentially crippling costs associated with cyber incidents.
10/13/25
EPB&B is the title Sponsor of the Oregon Music Hall of Fame for eighteenth consecutive year
For the Eighteenth consecutive year, Elliott, Powell, Baden, and Baker is proud to be the title sponsor of the Oregon Music Hall of Fame (OMHOF)induction ceremony, which was held October 11th, at the Alladin Theatre in Southeast Portland. The Oregon Music Hall of Fame honors Oregonians who have contributed to or significantly impacted the music industry’s evolution, development, and perpetuation.
One of the most significant outcomes of generous OMHOF sponsorship is the ability to offer yearly scholarships to selected graduating Oregon high school seniors who have exhibited serious pursuit and accomplishment in their personal musicianship and who are college-bound music majors. In seventeen years, OMHOF has provided approximately seventy scholarships to kids in the our community.
In addition to outstanding performances by Curtis Salgado and Pete Droge, the fundraising effort this year included an auction of sought after autographed guitars, including those of Devo, Iggy Pop, Indigo Girls, Jimmy Page, Paul Stanley, Pixies, and Zombies.
“Elliott Powell Baden & Baker Insurance has been our title sponsor for all eighteen years of our Annual Inductions of the Oregon Music Hall of Fame,” says Terry Currier, OMHOF Board President and Owner of Music Millenium in Northeast Portland.” They have made it possible for us to realize our goals of promoting and preserving the musical arts in Oregon, and their support of our organization is with us throughout the year as they continue to find other ways to support OMHOF. “
The EPB&B team presenting supporting OMHOF and the 2025 Induction ceremony. The EPB&B crew with Todd Jensen of Journey
Congratulations to the 2025 college scholarship Winners!
10/04/25
Six Things You Can Do Around Your Home to Save Money on Your Homeowners Insurance
At Elliott, Powell, Baden & Baker, we know that protecting your home is about more than just carrying the right insurance coverage; it’s also about making smart choices that reduce risk. The good news? Many of these choices can also help lower your Homeowners’ Insurance premiums. Here are six practical steps you can take around your home that may save you money on your insurance policy.
1. Update Your Home Security System
A secure home is a safer home. Installing (or updating) a monitored security system, smart locks, cameras, and even motion-sensor lights can lower the risk of burglary or damage. Insurance companies often offer discounts for homes with these preventative measures because they reduce the likelihood of a claim.
2. Maintain Your Roof and Gutters
Your roof is your home’s first line of defense. Regularly cleaning your gutters and checking your roof for leaks, missing shingles, or water damage can help prevent costly repairs. Well-maintained roofs lower the chance of water damage or structural claims, something insurers reward with better rates.
3. Install Smart Devices That Detect Problems Early
Technology can protect more than your security. Installing smart smoke detectors, water leak sensors, and carbon monoxide detectors alerts you to issues before they become disasters. These devices not only keep your family safe but can also help you qualify for discounts on your policy.
4. Make Safety Upgrades to Reduce Risk
Small upgrades go a long way. Adding fire extinguishers, storm shutters, or reinforced windows, and trimming back trees that could fall on your home during a storm are preventative steps that insurers look at favorably. By reducing risk, you can lower your premiums.
5. Improve Home Safety Features
Simple safety additions such as installing railings on stairs, adding non-slip mats in bathrooms, and securing heavy furniture to walls reduce the risk of accidents in your home. Fewer injuries mean fewer liability risks, which can keep your insurance costs lower.
6. Bundle and Review Your Policies Regularly
Sometimes, savings come without a hammer or nails. Bundling your home and auto insurance with the same provider can significantly reduce costs. At the same time, reviewing your policy annually with your EPB&B agent ensures you’re receiving every discount for which you qualify, while making sure your coverage still fits your life.
A safer, well-maintained home is not only good for peace of mind but also for your wallet. At EPB&B, our team is here to help you identify where these savings may apply and ensure your coverage continues to protect what matters most to you.
Contact us today to review your policy and learn how you can start saving.
