Category: Homeowners Insurance

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03/25/11

Windstorm Damage: Are you covered?

Windstorms are common in the Northwest and can cause significant damage whenever they occur.  Storms lashing the area can leave downed trees, debris and thousands of homeowners can be left without power.  Don’t be left in the dark when it comes to your insurance coverage for damage following a windstorm. Depending upon your coverages, you […]

Homeowners Insurance
09/27/10

Insurance Coverage for Bed Bugs?

Bed bugs are all over the news lately, showing up in places other than bedrooms.    It is believed that due to the rise in international travel and the use of less toxic pesticides, bed bugs have been making a comeback.  These little creatures are easy to pick up and difficult to remove.  Experts say that […]

Homeowners Insurance
09/07/10

The Homeowners Policy & College Students

QUESTION:  “Is a computer provided by my daughter’s school for use while she is attending college covered for theft out of her locked room while she is out of the room”?   Toward the end of the school year, someone came through her suite-mate’s room, through the bathroom, and into my daughter’s room and stole […]

Homeowners Insurance
06/23/10

Gone in 6 Seconds: Home Burglary Prevention

  Your home is your castle, right?  But is your home really safe once you leave for work?  According to statistics, a theft occurs every five seconds.  The majority of home burglaries occur during the day when most people are away from home.  During the summer months of July and August burglaries occur more often […]

Homeowners Insurance
05/25/10

Yard Tool Safety

Yard tools may seem safe, but each year, nearly four million people are admitted to hospitals across the country because of accidents involving these seemingly harmless pieces of equipment.  It is very important to remember that all tools can be very dangerous if they are used improperly.   The majority of the accidents are caused […]

Homeowners Insurance
05/25/10

Common Sense: Outdoor Grilling Safety

Americans fire up barbeque grills more than three billion times a year, according to the Insurance Information Institute.  Each year U.S. fire departments respond to an average of 7,900 home fires involving grills, hibachis or barbecues. These fires cause an annual average of more than $80 million in direct property damage.   Firing up your grill is […]

Homeowners Insurance
04/07/10

Court upholds landslide exclusion

Friday, a Multnomah County jury denied a Portland couple’s claim against their insurance company after the insurer refused to cover damage to their home, which was destroyed when it slid down a hill in 2008.  Earth movement and land slide are common exclusions found in most homeowners policies.  To get a quote on earth movement or land slide coverage […]

Homeowners Insurance
03/16/10

Earthquake Insurance = Smart Investment

Oregon is among the states at highest risk for a major earthquake yet only about 20% of Oregonians have earthquake insurance. Your standard homeowners policy will not cover you against earthquake but earthquake coverage is readily available and relatively inexpensive – often less than $300 a year for a $300,000 wood-frame home.   January 26th marks […]

Homeowners Insurance
01/07/10

Stay warm and safe: Tips for using space heaters

  Heating your home in the winter months shouldn’t be dangerous.  But accidents with space heaters can cause disaster. Avoid becoming another grim statistic with these precautions: Buy a reliable heater.  Look for the label stating that your space heater has been approved by an independent testing labratory and meets safety standards.  Choose models with […]

Homeowners Insurance