Category: Insurance for Businesses
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02/24/26
Insurance For Oregon’s Life Sciences & Biotechnology Innovation
Oregon’s life sciences and biotechnology industries are vital drivers of the state’s economy , fueling innovation, creating high-quality jobs, and making meaningful contributions across healthcare, agriculture, environmental science, and marine biology. From cutting-edge medical research to sustainable technologies rooted in the Pacific Northwest’s natural resources, Oregon organizations are shaping healthier communities locally and beyond. As […]
02/17/26
Five common business insurance myths in Oregon
When protecting your business, misconceptions about business insurance can lead to costly mistakes. Many Oregon business owners assume they don’t need coverage, believe their general liability policy protects against all risks, or underestimate the importance of specialized insurance. However, these myths can leave businesses vulnerable to financial loss, legal issues, and operational setbacks. Elliott, Powell, […]
11/18/25
Oregon Businesses: Are You Getting Overcharged on Your Workers’ Compensation Audit?
Workers’ compensation in Oregon can be confusing, mainly because our state differs from most others. Under ORS 656.027, certain types of workers, including many independent contractors, are exempt from needing workers’ compensation coverage. So why do so many Oregon employers still face surprise charges during their audits? Often, it comes down to missing documentation.Suppose you […]
11/11/25
Proactive Steps to Reduce Employment Practices Liability in 2026
Across the business insurance industry in Oregon, carriers are anticipating continued activity in Employment Practices Liability (EPL) and personal injury claims as workplace dynamics evolve. In 2026, wrongful termination claims are expected to increase, alongside disputes related to diversity and inclusion policies, employee privacy, and workplace conduct. Additional areas of focus include workplace safety, crisis […]
11/03/25
How Trade Credit Supports Oregon Manufacturers in a Competitive Market
Oregon’s manufacturing industry continues to evolve, prompting companies to grow, innovate, and remain competitive in an increasingly complex economic landscape. Between rising material costs, extended payment cycles, and ongoing investments in equipment and technology, maintaining a healthy cash flow is critical for long-term success. One tool that can provide valuable stability and flexibility is trade […]
08/25/25
Business Insurance for Homeowners Associations
Homeowners Associations (HOAs) play a critical role in maintaining community standards, managing shared spaces, and protecting property values. But along with these responsibilities comes significant financial and legal exposure. At Elliott, Powell, Baden & Baker, we understand the unique needs of HOAs across Oregon and beyond. We have access to insurance carriers that offer plans […]
08/18/25
Business Insurance Discounts & ROI with Leak Detection
From extensive property damage to debilitating business interruptions, unchecked water can lead to significant losses which can translate into costly changes to your Business Insurance. In the third of this three part series the professionals at UBX and EPB&B Insurance explore how modern leak detection technology can mitigate these costs. Beyond the protection against water […]
08/04/25
Common Water Damage Risks & Prevention For Businesses Using Leak Detection Sensors
From extensive property damage to debilitating business interruptions, unchecked water can lead to significant losses which can translate into costly changes to your Business Insurance. At Elliott Powell Baden and Baker Insurance we are here to provide resources that can protect your business in all aspects. Here the professionals at UBX discuss some specific threats […]
07/14/25
The Impact of Modern Leak Detection on Property Insurance
Water is essential for life but when it’s in the wrong place at the wrong time, water can quickly become a commercial property owner’s worst nightmare. In fact, every commercial property from bustling warehouses to office complexes has water somewhere on the property. Water damage can happen almost anywhere and isn’t just an inconvenience, it’s […]
07/07/25
Why businesses need General Liability Coverage
General liability insurance is a critical safeguard for businesses of all sizes, offering financial protection against claims involving bodily injury, property damage, and personal injury that may occur on your premises or as a result of your business operations. Whether you’re a well-established corporation or a growing startup, the experienced team at Elliott, Powell, Baden […]