Category: Homeowners Insurance
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02/02/26
7 essential tips to disaster proof your Homeowners Insurance
If disaster strikes your home in the Pacific Northwest, you will need homeowners insurance coverage to help you rebuild, repair and replace the damage that occurred. As you deal with the uncertainty and stress of recovery, the last thing you need to is try and wade through insurance process wondering if and how your home […]
01/20/26
Do You Need Earthquake Insurance?
Do I Need Earthquake Insurance? If you live in the Pacific Northwest, earthquake insurance is an important consideration—even if your mortgage lender does not require it. Standard homeowners’ insurance policies typically exclude damage caused by earthquakes, earth movement, or ground shaking. Earthquake insurance helps protect you from potentially devastating out-of-pocket expenses related to structural damage, […]
01/06/26
Homeowner, Renter, or Landlord; Which Insurance Policy Is Right For You?
Your insurance needs change depending on your living situation and stage of life. The Personal Lines Team at EPB&B is here to help you select the right coverage; whether you own, rent, or lease out a property. Understanding the key differences between dwelling insurance policies can help keep you protected. Homeowners Insurance Homeowners insurance is […]
12/30/25
Start 2026 Protected: Your Insurance Check-In for the New Year
A new year brings new goals; maybe you’re planning to get healthier, travel more, or make a big career move. But as you build your resolutions for 2026, don’t forget one essential item that often gets overlooked: your personal insurance coverage. Life changes quickly, and a yearly insurance review woththe team at EPB&B Insurance can put the […]
12/01/25
Five Holiday Decorating Hazards That Could Affect Your Homeowners Insurance
The holiday season brings joy, tradition, and plenty of festive décor, but it also brings a surprising number of avoidable home hazards. Many of the most common holiday-related homeowners’ insurance claims come from simple decorating mistakes that can quickly turn into costly damage. To help you celebrate safely, here are the top five holiday decorating […]
10/04/25
Six Things You Can Do Around Your Home to Save Money on Your Homeowners Insurance
At Elliott, Powell, Baden & Baker, we know that protecting your home is about more than just carrying the right insurance coverage; it’s also about making smart choices that reduce risk. The good news? Many of these choices can also help lower your Homeowners’ Insurance premiums. Here are six practical steps you can take around […]
09/07/25
Top 7 Fall Home Maintenance Tips Every Homeowner Should Know
As the days get shorter and the leaves start to fall, it’s the perfect time for Portland Metro area homeowners to prepare their homes for the colder months ahead. It is the perfect time to ensure you have the proper homeowners’ insurance in place in case of mishaps throughout the winter. A little proactive maintenance […]
06/24/25
How Oregon Homeowners Insurance can protect you from firework damage
As summer celebrations ramp up across Oregon, fireworks often play a major role in the fun. But with the beauty of fireworks comes real risk—especially during Oregon’s increasingly dry wildfire seasons. At Elliott, Powell, Baden & Baker, we want to ensure you’re not only enjoying your festivities, but also staying safe and protecting what matters most—your […]
06/18/25
Summer Vacations; How your Homeowners insurance safeguards you while you are away.
Summer is the season of road trips, family getaways, and long-awaited vacations—but while you’re relaxing poolside or hiking in the mountains, it’s important to know your home back in Oregon is protected. At Elliott, Powell, Baden & Baker, we want you to enjoy your time away with peace of mind. Here are key steps you […]
06/12/25
Wildfire Season in Oregon: Is Your Homeowners Insurance Ready?
Summer in Oregon means sunshine, outdoor adventures, and, unfortunately, the start of wildfire season. With record-breaking heat and increasingly dry conditions becoming more common across the state, wildfire risk is on the rise. Over the past five years, Oregon has experienced several destructive wildfires, including the 2020 Labor Day fires that burned more than 1 […]