Category: Homeowners Insurance

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05/25/10

Common Sense: Outdoor Grilling Safety

Americans fire up barbeque grills more than three billion times a year, according to the Insurance Information Institute.  Each year U.S. fire departments respond to an average of 7,900 home fires involving grills, hibachis or barbecues. These fires cause an annual average of more than $80 million in direct property damage.   Firing up your grill is […]

Homeowners Insurance
04/07/10

Court upholds landslide exclusion

Friday, a Multnomah County jury denied a Portland couple’s claim against their insurance company after the insurer refused to cover damage to their home, which was destroyed when it slid down a hill in 2008.  Earth movement and land slide are common exclusions found in most homeowners policies.  To get a quote on earth movement or land slide coverage […]

Homeowners Insurance
03/16/10

Earthquake Insurance = Smart Investment

Oregon is among the states at highest risk for a major earthquake yet only about 20% of Oregonians have earthquake insurance. Your standard homeowners policy will not cover you against earthquake but earthquake coverage is readily available and relatively inexpensive – often less than $300 a year for a $300,000 wood-frame home.   January 26th marks […]

Homeowners Insurance
01/07/10

Stay warm and safe: Tips for using space heaters

  Heating your home in the winter months shouldn’t be dangerous.  But accidents with space heaters can cause disaster. Avoid becoming another grim statistic with these precautions: Buy a reliable heater.  Look for the label stating that your space heater has been approved by an independent testing labratory and meets safety standards.  Choose models with […]

Homeowners Insurance