Across the business insurance industry in Oregon, carriers are anticipating continued activity in Employment Practices Liability (EPL) and personal injury claims as workplace dynamics evolve. In 2026, wrongful termination claims are expected to increase, alongside disputes related to diversity and inclusion policies, employee privacy, and workplace conduct.
Additional areas of focus include workplace safety, crisis response, and regulatory compliance. Many organizations are revisiting their Human Resources policies and procedures to ensure consistency, transparency, and legal compliance in how they manage sensitive situations.
Preparedness Steps
To reduce exposure and support employee well-being, Human Resources leaders and business owners should consider the following best practices:
- Visitor Management: Establish a Clear sign-in procedure for all visitors.
- Law Enforcement Interaction: If law enforcement representatives arrive on-site, remain calm, courteous, and refer them to your designated company representatives (e.g., Huan Resources, General Counsel, or Ownership).
- Access Control: Politely ask visitors to remain in the reception area until authorized personnel arrive. Do not provide access to records or facilities without proper verification or documentation.
- Privacy Protection: Refrain from answering questions about employees or operations unless instructed to do so by company leadership.
- Documentation: Record the time, date, and nature of any official visits, and promptly notify leadership and legal counsel.
- Legal Review: Collaborate with your legal advisors to determine whether any presented documentation requires immediate compliance and to ensure a proper response and record-keeping.
- Employee Communication: Clearly post and communicate employee rights and responsibilities. Offer support resources, such as HR check-ins or counseling, in the event of an incident.
Having a well-defined workplace response plan helps reduce the risk of claims related to employment practices, workplace violence, false arrest, or personal injury. It also reinforces compliance with both employee privacy laws and lawful enforcement procedures.
How EPB&B Can Help
Our team at EPB&B Insurance partners with businesses to help identify potential exposures within Employment Practices Liability (EPL), General Liability, and Workplace Safety programs. We can help you:
- Review policy language and coverage limitations
- Access carrier-provided risk management resources and hotlines
- Understand value-added services such as legal guidance, HR support, and crisis response planning.
By proactively aligning HR policies with insurance protection, organizations in Oregon can safeguard their employees, comply with regulations, and respond effectively to emerging workplace risks.