Commercial Truck Insurance

Trucking Insurance In Oregon: Protecting Your Business on the Road

Elliott, Powell, Baden & Baker has a professional team focused on finding the right trucking insurance coverage for your fleet, and is dedicated to keeping your business on the road for the long haul. Our locally owned agency ensures personalized service and a thorough policy review to tailor insurance coverage for your unique trucking needs.

In the commercial trucking industry, where heavy-duty vehicles and valuable cargo are constantly moving, comprehensive insurance coverage is not just a legal requirement—it’s a critical part of protecting your business. Whether you own a fleet or operate as an independent trucker owner/operator, the right insurance can safeguard your livelihood against various risks, from accidents and cargo damage to liability claims.

Providing insurance protection for commercial trucking requires understanding the transportation industry and its unique needs. Elliott, Powell, Baden & Baker insurance professionals know the potential risks within the transportation industry and strive to protect you and your commercial trucking company. Based in Portland, Oregon, we will provide a complementary policy review to create a customized trucking insurance package that fits your needs.

Whether your business involves one or 500+ power units, local or long-haul transportation, reefer, flatbed, oversize/overweight, or warehousing, there is a plan that is right for you, even if your record could be better.

Coverage Options for the trucking industry.

At EPB&B, we understand that every commercial trucking business is unique, so we offer customized insurance solutions tailored to your specific needs. Our coverage options include, but are not limited to:

  1. Commercial Auto Liability
    Commercial auto liability insurance is mandatory for all trucking businesses. It covers bodily injury and property damage caused by your truck in an accident. If you’re found liable, this coverage helps pay for medical bills, repair costs, and legal fees.
  2. Physical Damage Coverage
    Protect your vehicles against damage caused by accidents, theft, vandalism, or natural disasters. Physical damage includes comprehensive and collision insurance, ensuring your truck is covered whether it’s on the road or parked.
  3. Motor Truck Cargo Insurance
    Transporting valuable cargo comes with its own set of risks. Motor truck cargo insurance covers the loss or damage of the goods you’re hauling due to events like theft, fire, or collision. This coverage is vital for protecting both your cargo and your reputation.
  4. General Liability Insurance
    General liability insurance protects against claims that aren’t directly related to the operation of your truck. This includes third-party injuries, property damage at your business premises, or advertising-related claims. It’s an essential layer of protection for your overall business.
  5. Surety Bonds
    Whether it be your highway use tax bond or your ICC/Freight Broker Bond.
  6. Workers’ Compensation
    Workers’ compensation is a must if you employ drivers or other staff. It covers medical expenses and lost wages for employees who are injured on the job. It also protects your business from potential lawsuits related to workplace injuries.
  7. Bobtail Insurance, also known as non-trucking liability
    Protects owner/operators while the truck is not under dispatch and not being used for trucking purposes, such as driving home after delivery or going to a maintenance facility.

Why Choose EPB&B?

  • Experience in the Trucking Industry: We specialize in insurance for the commercial trucking industry, so we understand the unique challenges and risks you face. Our team is here to help you navigate the complexities of insurance and place the proper coverage.
  • Customizable Plans: Every Commercial trucking business is unique. That’s why we offer flexible insurance plans tailored to your specific needs, whether you’re an independent owner-operator or manage a large fleet.
  • Competitive Rates: We work with various top-rated insurance carriers to provide the most competitive rates without sacrificing coverage quality.
  • 24/7 Support: Use our exclusive risk-management platform, SAFETY ASSIST, to develop a proactive risk management program. Access ready-to-use safety and training programs, an automated SDS manager, and software to help you manage certificates of insurance and track and trend incidents and claims.
  • Through our website, CLIENT PORTAL, you can utilize Service 24/7. This allows you instant access to your account for immediate certificates, as well as the ability to view policies, track claims, submit questions, and more—twenty-four hours a day, seven days a week. Primary Auto Liability

Protect your business, your drivers, and your cargo with the right trucking insurance. Contact us today for a free, no-obligation quote and find out how we can help you secure the coverage you need to keep your wheels turning.