As the days get shorter and the leaves start to fall, it’s the perfect time for Portland Metro area homeowners to prepare their homes for the colder months ahead. It is the perfect time to ensure you have the proper homeowners’ insurance in place in case of mishaps throughout the winter. A little proactive maintenance this fall can prevent costly damage, protect your investment, and keep your family safe through winter. Here are seven essential tips every homeowner should know:
1. Clean Your Gutters and Downspouts
Leaves, pine needles, and debris can quickly clog gutters, causing water to back up and damage your roof, siding, or foundation. Take time to clean them out and check that downspouts direct water away from your home.
2. Inspect Your Roof
Autumn is the ideal season to check for missing shingles, cracked flashing, or other signs of wear before winter storms arrive. Addressing minor repairs now can help you avoid leaks and expensive damage later.
3. Service Your Heating System
Before the temperatures drop, have your furnace or heating system inspected by a professional. Regular servicing improves efficiency, lowers energy bills, and reduces the risk of breakdowns on the coldest days of the year.
4. Seal Windows and Doors
Drafts not only make your home less comfortable,but they also drive up heating costs. Inspect weatherstripping and caulking around windows and doors, replacing any that are cracked or worn.
5. Check Your Fireplace and Chimney
If you plan to use your fireplace, schedule a chimney sweep and inspection. Creosote buildup can pose a serious fire hazard, and ensuring proper ventilation helps keep your family safe.
6. Test Smoke and Carbon Monoxide Detectors
Fall marks the beginning of heating season, which makes it critical to check your detectors. Replace batteries, test alarms, and consider upgrading to smart detectors for added peace of mind.
7. Protect Outdoor Plumbing and Irrigation
Shut off exterior faucets, drain hoses, and winterize sprinkler systems to prevent freezing and bursting pipes. A simple step now can prevent costly water damage in the months ahead.
Preparing your home for fall isn’t just about comfort — it’s also about protecting your biggest investment. At EPB&B Insurance, we help homeowners safeguard their property year-round. If you’re unsure whether your current policy covers seasonal risks like storm damage or frozen pipes, this is the perfect time for a coverage review.
Contact EPB&B today to make sure your home is fully protected this fall and beyond.