Workers’ Compensation is coverage required by law that is essential to the well-being of your business or organization. The correct workers compensation policy can provide wage replacement and medical benefits to employees injured in the course and scope of employment.
Elliott, Powell, Baden & Baker has the experience and depth of knowledge to ensure you are sufficiently protected. We are a locally owned, Portland (OR) based brokerage and will provide a one-on-one complimentary policy review – helping increase your effectiveness, decrease costs and providing you peace of mind.
SAFETY ASSIST
Use our exclusive risk management platform to develop a proactive risk management program. Access ready-to-use safety and training programs, and automated SDS manager, and software to help you track certificates of insurance as well as track and trend incidents and claims.
CLIENT PORTAL
Through our website you can utilize Service 24/7, allowing you access to your account to view policies, track claims, submit questions, and more, 24 hours a day, 7 days a week.
DISCLAIMER
Some policies are different from what’s described here. Be sure to read and understand your individual policy or contact us if you have questions.
FAQ’s
It covers employees’ medical expenses, lost wages, and rehabilitation costs if they get injured or sick due to their job. It also protects businesses from employee lawsuits related to workplace injuries.
Employers are required to pay the full cost. Employees don’t contribute, and failure to provide coverage can result in penalties.
Yes, most businesses with employees must have workers’ compensation insurance, with few exceptions (like some independent contractors).
Injuries outside of work, self-inflicted harm, accidents caused by drugs or alcohol, emotional stress unrelated to work conditions, and violations of company policy.