05/26/10

Employment Related Practices: A Growing Concern

Workplace discrimination claims are at an all-time high and small-business owners might feel vulnerable.  With a difficult economy and new employment laws making charges and lawsuits more likely, every business owner should consider purchasing Employment Practices Liability Insurance (EPLI).    EPLI is a form of liability insurance that provides protection for an employer against claims […]

03/30/10

Is your business safe against a cyber attack?

Consider how your business would be impacted by the following:   A shut down of your computer system due to an outside hacker, introduction of malicious code, a virus, or a threat to shut down your system? The cost of a breach of your customer’s personal information – notification costs, credit monitoring, consumer redress funding, […]

03/02/10

Hired & Non-Owned Autos

  ACTUAL CLAIMS SCENARIO:  An employee was operating his personal vehicle on an errand for his boss when he struck a middle-aged pedestrian moving in a crosswalk.  This loss exposed the company to a lawsuit and damages in excess of $1 Million.  Do you have coverage for hired and non-owned automobiles? Many companies misunderstand the risks […]

11/16/09

Forklift Safety

Party Foul: Forklift Driver Spills Booze $100,000 in product lost in about 2 seconds. And that was the best case scenario. How bad would the loss be if someone had been standing in the aisle? And how does that happen? It looks like the driver is a complete idiot, but I bet if you dig […]