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personal umbrella insurance

Perhaps you have a backyard swimming pool, a distracted driver or a careless teen.  We all know accidents can happen and in some cases, that could leave even a well insured individual in a sticky situation.  At EPBB, we will help determine if an umbrella policy is right for you.

How can I get liability insurance?

Click here to start the process.  Complete this form and click submit; we'll contact you shortly if we need additional information.

Do I need auto insurance?

Umbrella coverage can be indispensable if you find yourself liable for a claim that is greater than your homeowners or auto insurance will allow.   Depending on the lifestyle many people want this level of coverage because it brings peace of mind to their lives.

What does it cover

An umbrella policy covers liability of the policy holder and members of their household, injury to others or damage to their possession.  It also can cover libel, slander and if you own rental property, can insure your landlord liability.  

Anything else I should know?

An umbrella does not cover damage to property or liability due to business related activities, for that you will need a business liability policy.


Some policies are different from what's described here.  Be sure to read and understand your individual insurance policy or contact us with any questions you might have.


Lori Dryer  

Lori Dryer

Personal Lines Account Manager

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