As a pest control professional in Oregon, you provide essential services to homes and businesses, ensuring they remain pest-free and healthy. At EPB&B , we understand the unique risks and challenges you face in the pest control industry. That’s why we offer comprehensive insurance solutions tailored specifically for pest controllers in Oregon.
Why Choose EPB&B
Our pest control business insurance specialists have more than 70 years of combined experience insuring businesses throughout the west coast. You will have a specialized advocate who works with you to create an insurance program that is tailored to your specific pest control business. We are locally owned, and active in the Washington State Pest Management Association (WSPMA) Oregon Pest Control Association (OPCA) and Idaho Pest Management Association (IPMA). We strive to keep up on the latest trends and issues in the industry by attending industry specific trade shows, meetings and seminars. As your business grows, we are there as your expert advisor to make sure your insurance evolves with it.
Why do Pest Control Companies Need Insurance?
Pest control companies operate in an industry that involves significant risks, including the handling of chemicals, interacting with customers’ properties, and dealing with potentially hazardous situations. Here are some key reasons why insurance is essential for pest control businesses:
- Liability Protection
- Employee Safety
- Business Continuity
- Professional Credibility
- Regulatory Compliance
- Peace of Mind
Our Insurance Solutions for Pest Controllers
General Liability
General liability insurance protects your pest control business from 3rd party claims of bodily injury, property damage, and personal injury that occur as a result of your services. This is crucial for pest controllers, as accidents can happen on clients’ properties.
Commercial Auto Insurance
Most pest control businesses use vehicles for transportation of equipment, supplies, or personnel which means commercial auto insurance is essential. It covers damages and liability in case of accidents involving your business vehicles.
Commercial Property Insurance
Commercial property insurance protects your pest control business’s property, including buildings, equipment, and inventory, from damage or loss due to events like fire, theft, or natural disasters.
Workers’ Compensation Insurance
Workers’ compensation insurance is mandatory in Oregon for businesses with employees. It covers medical expenses and lost wages for employees who get injured or become ill due to their job.
Inland Marine/Equipment Insurance
Equipment insurance covers the tools and equipment you use in your pest control business. This includes protection against damage, theft, or loss, ensuring you can quickly replace essential items and continue operations.
Commercial Umbrella Insurance
Commercial umbrella insurance provides additional liability coverage beyond the limits of your general liability, professional liability, and commercial auto policies. This extra layer of protection is valuable for covering large claims or lawsuits.
Pollution Liability Insurance
Pest control involves the use of chemicals and pesticides, which can pose environmental risks. Pollution liability insurance covers claims related to pollution or environmental damage caused by your operations.
Cyber Liability Insurance
As more businesses rely on digital tools and online platforms, cyber liability insurance protects against data breaches and cyberattacks that could compromise client information and business operations.
Professional Liability Insurance (Errors and Omissions Insurance)
Professional liability insurance covers claims related to the professional services you provide. This includes errors, omissions, or negligence that result in a client’s financial loss or harm.
Customizing Your Pest Control Business Insurance Package
At EPB&B insurance, we understand that each Oregon based pest control business has unique insurance needs. Our team will work with you to customize a business insurance package that provides comprehensive coverage, ensuring you are protected from the specific risks you face.
SAFETY ASSIST
Use our exclusive risk-management platform to develop a proactive risk management program. Access ready-to-use safety and training programs, an automated SDS manager, and software to help you manage certificates of insurance and track and trend incidents and claims.
CLIENT PORTAL
Through our website you can utilize Service 24/7, allowing you access to your account to view policies, track claims, submit questions, and more, 24 hours. 7 days a week.
DISCLAIMER
Some policies are different from what’s described here. Be sure to read and understand your individual policy or contact us if you have questions.