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EPBB is firmly committed to helping and protecting our customers and employees.  We are open for business and are strictly complying with the public health guidelines. As many of our associates are working from home to help prevent the spread of COVID-19, please call our office so we can assist you via phone or email.

 

Serving the Pacific Northwest for over 70 years 

(503) 227-1771

auto insurance

For some a car is just a mode of transportation, to others it is part of the family. Protect your vehicle and the people in it by allowing the team at EPBB to find you the most comprehensive auto coverage for the best price.

How can I get auto insurance?

Click here to start the process.  Complete this form and click submit; we'll contact you shortly if we need additional information.

Do I need auto insurance

Yes.  In fact, most states require a minimum amount of coverage for your vehicle.  It is financial protection for you, your family, and others should you be involved in an accident. 

What does it cover

There are many different auto policies to choose from and it can be tricky to navigate without an agent by your side.   Most policies provide coverage for accidents, liability, medical expenses, and damage to property of others or to your vehicle. The personal lines team at EPBB will work with you to find the right coverage for your needs and your budget.

What about my RV, boat or motorcycle?

There are specific policies for different modes of transportation, however, we can help you get the right policy with the right coverages

Anything else I should know?

There are many ways to save on auto insurance, including bundling your home and auto, good student and good driver discounts, and more.  Let the team at EPBB put the discounts to work for you.

Disclaimer

Some policies are different from what's described here.  Be sure to read and understand your individual insurance policy or contact us with any questions you might have.

Donna Jones

Personal Lines Account Manager

Donna Jones  


 Articles in this category


 

Many of our carriers have announced premium savings on auto insurance. By practicing social distancing and driving less, customers may see credits in the neighborhood of 15% off auto premiums for the months of March and April. If you have questions or want to learn more about the premium savings, give us a call. We are socially distant, but local and open for business!!

Rear-end auto collisions continue to be the most-frequently reported claim in our office.  Did you know that most rear-end accidents occur when the trailing vehicle is following too close or driving at an excessive rate of speed.  Remember to always maintain at least a two- to four-second interval between your vehicle and the vehicle in front of you.  You should increase your following distance if your vehicle's length requires additional stopping distance, or when weather and reduced visibility warrants.  The general rule for large trucks traveling less than 40 mph is to allow at least 1 second for each 10 feet of vehicle length.  If greater than 40 mph, allow at least one second for each 10 feet of vehicle length PLUS one second.  Drive safe !!

With the summer weather comes the desire to open windows and let in the fresh air. If you have young children, however, those open windows could be a source of danger - especially if you are on an upper floor. Just recently there have been several toddlers in the Portland Metro Area who have fallen out of windows and hurt themselves - luckily no one this year has died as a result. This is a good reminder to parents and homeowners to take some time to review these safety tips and check your home. Here are some important tips from Portland Fire & Rescue:
 
    • Don't leave young children alone - injuries can happen in seconds.
    • When young children are around, close and lock windows. For ventilation, open windows that children can't reach.

Is your car one of the "most" or "least" expensive cars to insure?  If you drive a Toyota Sienna, Jeep Patriot or Compass or GMC Sierra, you are probably paying less than most to insure your vehicle.  However, if are lucky enough to own a new Audi R8, Mercedes CL600 or Porsche Panamera Turbo, you are probably paying a premium to insure your ride.  Check out the entire list of most and least expensive vehicles to insure just published by The National Underwriter.  It might make you think twice about your next automobile purchase. 

The insured was driving to work when he was hit head-on by another driver who wasn’t paying attention and accidentally crossed the center line on German Town Road.  The insured had to be pulled from his vehicle by the “jaws of life” and was life-flighted to Emanuel Trauma Unit.  He sustained a “pilon” fracture of his ankle, tibia and fibula.  This means his ankle was hit hard and piled up into the rest of his leg, resulting in numerous breaks in the left leg.  It also fractured his left femur which required open reduction and internal fixation surgery.  He spent nearly a month in the hospital and underwent 4 surgeries.  The insured had medical bills of approx $250,000 before he left the hospital.

The driver of the at-fault vehicle had only minimum limits of $25,000 which were immediately tendered.  The value of this claim is likely in excess of $1 Million.

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