For some a car is just a mode of transportation, to others it is part of the family. Protect your vehicle and the people in it by allowing the team at EPBB to find you the most comprehensive auto coverage for the best price.
How can I get auto insurance?
Click here to start the process. Complete this form and click submit; we'll contact you shortly if we need additional information.
Do I need auto insurance
Yes. In fact, most states require a minimum amount of coverage for your vehicle. It is financial protection for you, your family, and others should you be involved in an accident.
What does it cover
There are many different auto policies to choose from and it can be tricky to navigate without an agent by your side. Most policies provide coverage for accidents, liability, medical expenses, and damage to property of others or to your vehicle. The personal lines team at EPBB will work with you to find the right coverage for your needs and your budget.
What about my RV, boat or motorcycle?
There are specific policies for different modes of transportation, however, we can help you get the right policy with the right coverages
Anything else I should know?
There are many ways to save on auto insurance, including bundling your home and auto, good student and good driver discounts, and more. Let the team at EPBB put the discounts to work for you.
Some policies are different from what's described here. Be sure to read and understand your individual insurance policy or contact us with any questions you might have.
Personal Lines Account Manager
Articles in this category
Rear-end auto collisions continue to be the most-frequently reported claim in our office. Did you know that most rear-end accidents occur when the trailing vehicle is following too close or driving at an excessive rate of speed. Remember to always maintain at least a two- to four-second interval between your vehicle and the vehicle in front of you. You should increase your following distance if your vehicle's length requires additional stopping distance, or when weather and reduced visibility warrants. The general rule for large trucks traveling less than 40 mph is to allow at least 1 second for each 10 feet of vehicle length. If greater than 40 mph, allow at least one second for each 10 feet of vehicle length PLUS one second. Drive safe !!
Is your car one of the "most" or "least" expensive cars to insure? If you drive a Toyota Sienna, Jeep Patriot or Compass or GMC Sierra, you are probably paying less than most to insure your vehicle. However, if are lucky enough to own a new Audi R8, Mercedes CL600 or Porsche Panamera Turbo, you are probably paying a premium to insure your ride. Check out the entire list of most and least expensive vehicles to insure just published by The National Underwriter. It might make you think twice about your next automobile purchase.
The insured was driving to work when he was hit head-on by another driver who wasn’t paying attention and accidentally crossed the center line on German Town Road. The insured had to be pulled from his vehicle by the “jaws of life” and was life-flighted to Emanuel Trauma Unit. He sustained a “pilon” fracture of his ankle, tibia and fibula. This means his ankle was hit hard and piled up into the rest of his leg, resulting in numerous breaks in the left leg. It also fractured his left femur which required open reduction and internal fixation surgery. He spent nearly a month in the hospital and underwent 4 surgeries. The insured had medical bills of approx $250,000 before he left the hospital.
The driver of the at-fault vehicle had only minimum limits of $25,000 which were immediately tendered. The value of this claim is likely in excess of $1 Million.
Thefts from parked automobiles, otherwise known as, "smash and grab" losses are on the rise in the Portland and Vancouver Metro Area.
Even a smart insurance agent is no match for a clever auto thief with time to kill. Just ask EPB&B President, Marc Baker, who has been the victim of two such losses in the past few months. "Don't leave ANYTHING in your car" says Baker. Even if you try your best to hide items left in your car, a thief will break the window for something as insignificant as some loose change or a gym bag. Experts say it takes only a couple of seconds to smash the window, reach in and grab whatever is lying on the seat.
Smash and grab thieves have been known to hide out and watch places like golf courses and trailheads where they know folks are likely to leave valuables in the car for an extended period of time. They know that they have plenty of time to get in and get the good stuff before you are likely to return to your vehicle.
Elliott, Powell, Baden & Baker offers the following additional suggestions to keep from becoming a victim of a smash and grab:
Every insurance policy is different, but usually whatever is stolen is covered under your homeowners policy and the window is covered under your auto policy. That means double the deductibles. If you happen to become a victim of a smash and grab, contact EPB&B and we will help walk you through the claims process.