How can I get professional liability insurance for my business?
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What is it?
Professional liability can cover claims alleging professional negligence, errors, or omissions made by professionals like accountants, architects, engineers and others .
Who needs it?
If your business provides professional advice to clients in exchange for a fee, you will likely need a professional liability policy.
Who pays the premiums?
The business pays the premiums.
Anything else I should know?
Many businesses that don't traditionally carry this insurance should consider it. For example, a software development firm may be at risk for a lawsuit if their software is used to conduct or calculate financial transactions.
You will often hear professional liability referred to by other names, such as "Errors and Omissions" coverage.
Some policies are different from what's described here. Be sure to read and understand your individual insurance policy.
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